PenFed Approval

[matt14]

This community has been invaluable to me.  This is actually my first post although I have been stalking this forum for a while ().  After reading through numerous post and waiting til I got my score over 700, I pulled the button and joined PenFed.  Once I set up my checking/savings, I ventured and applied for the Platinum Rewards Visa Signature since the rep and this forum stated the same hp could be used for 30 days.  Application went under review and just got the decision back.......APPROVED 18K!!!  This is my biggest cl to date.  Thanks for all the info on this board that helped me make this decision. 

[baller4life]

Wow!! Awesome!!! Congrats!!

[credit-hunter]

Congrats can you share your scores and credit profile i have penfed on my radar..TIA

[coldnmn]

Congrats! Thanks for sharing.

[matt14]

Well i don't have my actual fico scores, but I do get free scores from my mint app which is equifax and it shows 721,  My Walmart card give me a score from Transunion 723.  Not sure of my Experian.  I got my util down to 16% on my cc.  My highest limit was 8K on two BOA.

[Involver]

When PenFed likes you, they can do big things for you.  Congrats on the approval!

[baller4life]

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@Involver wrote:

When PenFed likes you, they can do big things for you.  Congrats on the approval!

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The million dollar question is how NOT to be viewed as an Egyptian by them. Wonder how much available credit they consider too much.

[alvon123]

congrats!!

[Anonymous]

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@matt14 wrote:

This community has been invaluable to me.  This is actually my first post although I have been stalking this forum for a while ().  After reading through numerous post and waiting til I got my score over 700, I pulled the button and joined PenFed.  Once I set up my checking/savings, I ventured and applied for the Platinum Rewards Visa Signature since the rep and this forum stated the same hp could be used for 30 days.  Application went under review and just got the decision back.......APPROVED 18K!!!  This is my biggest cl to date.  Thanks for all the info on this board that helped me make this decision. 

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Congratulations!! Welcome to the PenFed family! 

[Involver]

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@baller4life wrote:

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@Involver wrote:

When PenFed likes you, they can do big things for you.  Congrats on the approval!

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The million dollar question is how NOT to be viewed as an Egyptian by them. Wonder how much available credit they consider too much.

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I've opened over 100k in lines in the past 12 months and they were still willing to put themselves on the hook for over 20% of that (which included a CLI), so they can't be too gun-shy.