@Anonymous wrote:So I have not been as good of a girl as I've wanted. I was reading about PenFed and decided I would go ahead and take the chance. Signed up for membership, checking and savings. While on the phone with the rep went ahead and applied for the Power Cash Rewards and instant approval for SL $5500! I am in absolute shock and so so happy! I swear I am in the garden after this. Yes, yes I've said that before but seriously I am doing really well right now and I do not want to ruin my upward swing
Data points
Not sure which they pulled EQ Fico Bankcard 8 is 733 Fico 9 is 756
A buttload of inqu 23
AAoA 1 year
No baddies 100% payment history
Congrats; PenFed pulls Equifax FICO 9.
You should be receiving a survey from them in a few days. If you indicated that you were dissatisfied with your SL you may be able to get it changed to the $10K limit now in effect for new members.
@Anonymous wrote:
@AverageJoesCredit wrote:
Outstanding job AD. Luvin the buttload of inqs
. I'd like to give PF a buttload of something else but THAT is neither here nor there
AJ your responses always crack me up! Are you not a PenFed fan? I have to say I was shocked because I am a member of Navy and they have not been as generous giving me credit. I do have a $12,500 cloc with them but I had to go the secured card route. Hopefully I will start to feel the love with them as well. As always thanks for the humerous and kind reply!
Lol, I try. Yeah I'm no fan of PF but I guess it's because of my experience with them . Hoped for more but realize that if you make low income, Credit Unions really dont want to fit in with my profile. Am glad that others do get good experiences , we all have to find joy somewhere. Navy can be weird too as some people just can't catch a break either so hopefully they will hook you up there one day
@Anonymous wrote:Actually my EQ Fico 9 is 733
What does the rest of your profile look like? Any baddies? If not I would say go for it. Call them up and open a checking account and apply on the phone with the rep! I also applied for the Amex with them as all apps are on the same initial hard pull for 60 days so I went ahead and applied for both cards. That one is under review. But hey even if I dont get that one I am happy as a pig in mud! Please let me know if you decide to take the plunge and how it goes for you