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@cashorcharge wrote:Nicely done @Adkins !! Congratulations on both your Approvals!! 🎉🥂👏
*bows* Thank you!
@Janneman wrote:@Adkins why were u shot down twice by aod give such a high score??
AOD doesn't like my DTI. Despite paying off quite a bit of debt, they still didn't like the number. I have a car note myself and I split another car note and a home loan with my DH. They also didn't like my inquiries (3 total, two from discover for the home loan and one from them when I tried two months ago). It's frustrating but it's their sandbox. 🤷
@UncleB wrote:Very nice approvals, my friend! Huge congrats!
I remember my own 'Freedom Day' back in 2016... it was glorious!
(Of course, I'm sure your awesome gardening also had a big impact in your success... gardening works! )
Anyway, again... congrats and great job!
Thanks! I can't wait until the lates fall off of EX. I'm waiting to hit up Chase after that, then Socks a year after that. The DH just got another email from discover, offering a $100 statement credit to both parties for a referral. I'm tempted to have him refer me and try for another discover card. Combing another discover card is probably the only way I'm going to get a CLI. 🙄🤪
And yes, Gardening totally works! 😇
Congrats @Adkins. Bad gardener, bad gardener. Way to take those new 800 FICOs out for a spin.
@Fated4Credit wrote:
Congrats @Adkins on your approvals. I'm bit jelly on that Penfed 20k thou lol wow 🤯
Thank you!
And they are both showing in my accounts already! 😚