Penfed Again!

[keithbward]

So after my shot in the dark approval for the penfed defender visa signature (yes i confirmed it was still a visa signature) with a 2k starting limit, i read that they use the same pull for 90 days? or at least 30 so i tried for the PLOC and was turned down. No biggie didn't costs me anything. So last night i applied for the defender american express and of course it goes to pending and i logged on about 5 minutes ago to see that it was APPROVED with get this a 7500 starting limit. I'm really just floored right now. A year really does wonders for your credit. I'm beyond estatic right now.

[Anonymous]

That is strange 2k for defender but 7.5k for your 2nd card- Amex? Odd.

PS what was the amount for PLOC that you applied for? I heard anything over 15
is iffy.

@I apped for my promise almost 3 mo ago and got 3k @ 7.99 then PLOC approved @Anonymous a few days later.

This past monday I applied for CLI/Promise within the 90 days and got bumped from 3k to 5k which is what I wanted.

PS my first statement literally just cut the other day.

Congratulations!

Your application has been approved for a credit line of $5,000.00.

---

@keithbward wrote:

So after my shot in the dark approval for the penfed defender visa signature (yes i confirmed it was still a visa signature) with a 2k starting limit, i read that they use the same pull for 90 days? or at least 30 so i tried for the PLOC and was turned down. No biggie didn't costs me anything. So last night i applied for the defender american express and of course it goes to pending and i logged on about 5 minutes ago to see that it was APPROVED with get this a 7500 starting limit. I'm really just floored right now. A year really does wonders for your credit. I'm beyond estatic right now.

---

[revjamesl]

Congrats!

[keithbward]

---

@Anonymous wrote:

That is strange 2k for defender but 7.5k for your 2nd card- Amex? Odd.

PS what was the amount for PLOC that you applied for? I heard anything over 15
is iffy.

@I apped for my promise almost 3 mo ago and got 3k @ 7.99 then PLOC approved @Anonymous a few days later.

This past monday I applied for CLI/Promise within the 90 days and got bumped from 3k to 5k which is what I wanted.

PS my first statement literally just cut the other day.

Congratulations!

Your application has been approved for a credit line of $5,000.00.

---

Yea i thought the 2k approval was odd but I was just happy to be approved. I asked for 12500 i think for the PLOC, probably should've only done 5k or 10k. I'll give them another go before my 90 days is up for 10k and ask for an increase on the visa to 5k and see what happens.

[stagefoursurvivor]

---

@Anonymous wrote:

That is strange 2k for defender but 7.5k for your 2nd card- Amex? Odd.

PS what was the amount for PLOC that you applied for? I heard anything over 15
is iffy.

@I apped for my promise almost 3 mo ago and got 3k @ 7.99 then PLOC approved @Anonymous a few days later.

This past monday I applied for CLI/Promise within the 90 days and got bumped from 3k to 5k which is what I wanted.

PS my first statement literally just cut the other day.

Congratulations!

Your application has been approved for a credit line of $5,000.00.

---

@keithbward wrote:

So after my shot in the dark approval for the penfed defender visa signature (yes i confirmed it was still a visa signature) with a 2k starting limit, i read that they use the same pull for 90 days? or at least 30 so i tried for the PLOC and was turned down. No biggie didn't costs me anything. So last night i applied for the defender american express and of course it goes to pending and i logged on about 5 minutes ago to see that it was APPROVED with get this a 7500 starting limit. I'm really just floored right now. A year really does wonders for your credit. I'm beyond estatic right now.

---

---

Smarzig,

Was your Promise CLI instant or pending? I THINK all there apps go to review but, I'm curious.

I just got a used car loan, actually the second, the first was opened, reported, cancelled and now shows as closed/paid on my CRs. That car didn't work out. But it now shows as a closed car loan for about 6 weeks duration!

[Anonymous]

Congrats!!

[Anonymous]

Congrats on the approval

[Anonymous]

---

@stagefoursurvivor wrote:

---

@Anonymous wrote:

That is strange 2k for defender but 7.5k for your 2nd card- Amex? Odd.

PS what was the amount for PLOC that you applied for? I heard anything over 15
is iffy.

@I apped for my promise almost 3 mo ago and got 3k @ 7.99 then PLOC approved @Anonymous a few days later.

This past monday I applied for CLI/Promise within the 90 days and got bumped from 3k to 5k which is what I wanted.

PS my first statement literally just cut the other day.

Congratulations!

Your application has been approved for a credit line of $5,000.00.

---

@keithbward wrote:

So after my shot in the dark approval for the penfed defender visa signature (yes i confirmed it was still a visa signature) with a 2k starting limit, i read that they use the same pull for 90 days? or at least 30 so i tried for the PLOC and was turned down. No biggie didn't costs me anything. So last night i applied for the defender american express and of course it goes to pending and i logged on about 5 minutes ago to see that it was APPROVED with get this a 7500 starting limit. I'm really just floored right now. A year really does wonders for your credit. I'm beyond estatic right now.

---

---

Smarzig,

Was your Promise CLI instant or pending? I THINK all there apps go to review but, I'm curious.

I just got a used car loan, actually the second, the first was opened, reported, cancelled and now shows as closed/paid on my CRs. That car didn't work out. But it now shows as a closed car loan for about 6 weeks duration!

---

@CLI was reviewer. I heard nothing @Anonymous is instant.

[Anonymous]

My first time post after lurking---I applied on 5-26-15 for the Penfed Defender Visa and got an instant approval for 14k.   It took maybe 30 seconds....but there was no waiting it came up on the screen approved with credit limit.

[stagefoursurvivor]

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@Anonymous wrote:

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@stagefoursurvivor wrote:

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@Anonymous wrote:

That is strange 2k for defender but 7.5k for your 2nd card- Amex? Odd.

PS what was the amount for PLOC that you applied for? I heard anything over 15
is iffy.

@I apped for my promise almost 3 mo ago and got 3k @ 7.99 then PLOC approved @Anonymous a few days later.

This past monday I applied for CLI/Promise within the 90 days and got bumped from 3k to 5k which is what I wanted.

PS my first statement literally just cut the other day.

Congratulations!

Your application has been approved for a credit line of $5,000.00.

---

@keithbward wrote:

So after my shot in the dark approval for the penfed defender visa signature (yes i confirmed it was still a visa signature) with a 2k starting limit, i read that they use the same pull for 90 days? or at least 30 so i tried for the PLOC and was turned down. No biggie didn't costs me anything. So last night i applied for the defender american express and of course it goes to pending and i logged on about 5 minutes ago to see that it was APPROVED with get this a 7500 starting limit. I'm really just floored right now. A year really does wonders for your credit. I'm beyond estatic right now.

---

---

Smarzig,

Was your Promise CLI instant or pending? I THINK all there apps go to review but, I'm curious.

I just got a used car loan, actually the second, the first was opened, reported, cancelled and now shows as closed/paid on my CRs. That car didn't work out. But it now shows as a closed car loan for about 6 weeks duration!

---

@CLI was reviewer. I heard nothing @Anonymous is instant.

---

S,

Thanks, didn't think you could (successfully) request a CLI so early. My VS is just under 3 months. All of my approvals have been reviewed.