Yesterday I got approved for a 5k cli on both my Promise and Defender cards. Attempted a PLOC and was instantly denied. Saw that Penfed used the same HP for all 3 applications so I decided this morning to go for the Cash Rewards, as it will compliment my BP Visa. BP gas tends to be a few cents higher for some reason. This card with its 5% cashback at the pump will give me options. I'll have to lay off Penfed for a while (2 months) because I was told to call in because they needed to verify that it was me who actually applied for this card. I did that and was told it would be wrapped up in one hour. Waited 3 hours and still pending. Called back in and had to go through more security questions to verify that it was me who applied. Waited on hold while loan officer reviewed app. Approved. Penfed is back in my good graces 
Summary
| PenFed Platinum Cash Rewards Visa Application |
Congratulations, your application has been approved.
Purchase and Cash Advance APR: 13.24% Credit Limit: $5,000
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
Congrats, 12! So much for the Egyptian rule.
@12njoy wrote:Yesterday I got approved for a 5k cli on both my Promise and Defender cards. Attempted a PLOC and was instantly denied. Saw that Penfed used the same HP for all 3 applications so I decided this morning to go for the Cash Rewards, as it will compliment my BP Visa. BP gas tends to be a few cents higher for some reason. This card with its 5% cashback at the pump will give me options. I'll have to lay off Penfed for a while (2 months) because I was told to call in because they needed to verify that it was me who actually applied for this card. I did that and was told it would be wrapped up in one hour. Waited 3 hours and still pending. Called back in and had to go through more security questions to verify that it was me who applied. Waited on hold while loan officer reviewed app. Approved. Penfed is back in my good graces
Summary
PenFed Platinum Cash Rewards Visa Application Congratulations, your application has been approved.
Purchase and Cash Advance APR: 13.24% Credit Limit: $5,000
Wow Penfed is in love with you ❤️❤️❤️👫👫.... Congrats on your success.. You almost 800k 😎
@BigBS wrote:Congrats, 12! So much for the Egyptian rule.
I know. I have 48 inq's on EQ too, but I think EQ only shows about 7 new accounts since January 2016. Not all new accounts are showing. Maybe they want business. I wasn't thinking that I would get 5k on this card. Maybe 1k if approved, I thought
@Anonymous wrote:
@12njoy wrote:Yesterday I got approved for a 5k cli on both my Promise and Defender cards. Attempted a PLOC and was instantly denied. Saw that Penfed used the same HP for all 3 applications so I decided this morning to go for the Cash Rewards, as it will compliment my BP Visa. BP gas tends to be a few cents higher for some reason. This card with its 5% cashback at the pump will give me options. I'll have to lay off Penfed for a while (2 months) because I was told to call in because they needed to verify that it was me who actually applied for this card. I did that and was told it would be wrapped up in one hour. Waited 3 hours and still pending. Called back in and had to go through more security questions to verify that it was me who applied. Waited on hold while loan officer reviewed app. Approved. Penfed is back in my good graces
Summary
PenFed Platinum Cash Rewards Visa Application Congratulations, your application has been approved.
Purchase and Cash Advance APR: 13.24% Credit Limit: $5,000
Wow Penfed is in love with you ❤️❤️❤️👫👫.... Congrats on your success.. You almost 800k 😎
They had me nervous with security verification twice. Each time the verification was different so that was concerning.
@Anonymous wrote:
@12njoy wrote:Yesterday I got approved for a 5k cli on both my Promise and Defender cards. Attempted a PLOC and was instantly denied. Saw that Penfed used the same HP for all 3 applications so I decided this morning to go for the Cash Rewards, as it will compliment my BP Visa. BP gas tends to be a few cents higher for some reason. This card with its 5% cashback at the pump will give me options. I'll have to lay off Penfed for a while (2 months) because I was told to call in because they needed to verify that it was me who actually applied for this card. I did that and was told it would be wrapped up in one hour. Waited 3 hours and still pending. Called back in and had to go through more security questions to verify that it was me who applied. Waited on hold while loan officer reviewed app. Approved. Penfed is back in my good graces
Summary
PenFed Platinum Cash Rewards Visa Application Congratulations, your application has been approved.
Purchase and Cash Advance APR: 13.24% Credit Limit: $5,000
Wow Penfed is in love with you ❤️❤️❤️👫👫.... Congrats on your success.. You almost 800k 😎
Awful rude of me, but thanks Mia
Way to go 12njoy! Maybe they felt guilty about leaving out a 5 so gave you a triple nickle instead. Nice approval ENJOY 
@AverageJoesCredit wrote:
Way to go 12njoy! Maybe they felt guilty about leaving out a 5 so gave you a triple nickle instead. Nice approval ENJOY
@AverageJoesCredit wrote:
Way to go 12njoy! Maybe they felt guilty about leaving out a 5 so gave you a triple nickle instead. Nice approval ENJOY
Thanks . My thoughts as well lol lol
Congratulations, 12! I'm afraid I'd be considered an Egyptian; however, it's nice that you aren't!
I don't have too many inquiries, but with the amount of credit I'm certainly of Egyptian background.
Enjoy your two CLI's and your new card!
