I woke up this morning and decided to apply for a Penfed CC since I've really gotten my scores up the last 6 months of my rebuild and thought it was time. I applied for the Penfed Pathfinder Rewards Visa since I travel so often for work and leisure and was instantly approved with a SL of $20,000!!
My EQ score was just at 602 as of 5/2021 and my scores now are EQ8 is 809 and EQ9 is 817. I will get the 4x pts since I'm an Honors Advantage Member and the APR is 14.99%. My income is at 161k. I'm so estatic because it's been a long road on this rebuild for me and didn't expect to be approved for this card at this limit considering my highest current CC limit was $2800 on a Cap1 QS. I'm wondering if I should try my luck on the Penfed PCR today since I've read they use the same pull even though the rep on the phone stated that it would be an additional HP.
Anyway, thanks for all the posts, advice, and knowledge given throughout this forum.
