cancel
Showing results for 
Search instead for 
Did you mean: 

Penfed Promise Visa

tag
theonlyway
Member

Penfed Promise Visa

I was approved for the PenFed Promise card with 7.99% APR with $11,500 limit. I took advantage of the 4.99% transfer balance for 12 months also. MyFico says my score is 749, Equifax tells me I am 770. Hope this boosts my score. 

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Penfed Promise Visa


@theonlyway wrote:

I was approved for the PenFed Promise card with 7.99% APR with $11,500 limit. I took advantage of the 4.99% transfer balance for 12 months also. MyFico says my score is 749, Equifax tells me I am 770. Hope this boosts my score. 


Congrats on your approval. I love my Promise Visa

Message 2 of 10
Anonymous
Not applicable

Re: Penfed Promise Visa

Great news! Congrats!

Message 3 of 10
Anonymous
Not applicable

Re: Penfed Promise Visa

Congrats on the approval. That's a nice SL and nice APR too. I'm looking to add Penfed down the road when my history is a little longer and my last two baddies have aged off. 

Message 4 of 10
Anonymous
Not applicable

Re: Penfed Promise Visa

Congrats! I wonder if they use a different score version? Maybe Bankcard score or something?

Message 5 of 10
alextercero
Super Contributor

Re: Penfed Promise Visa

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 10
GoldSorata
Established Contributor

Re: Penfed Promise Visa

Congrats!
Message 7 of 10
Anonymous
Not applicable

Re: Penfed Promise Visa

Congrats
Message 8 of 10
signaturecardmember
Frequent Contributor

Re: Penfed Promise Visa

great card, I am hoping I recieve a reduced rate like yours! For BT Slate is still the best card with 0% but sounds like it is too late now. You can also apply for other products with the same credit inquiry they already did. With your APR score it sounds like they would give you a great line of credit too.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 9 of 10
theonlyway
Member

Re: Penfed Promise Visa

I knew I could of gotten a better BT rate but the overall APR I cannot justify. 

 

I also got approved for the USAA rate advantage of 7.9% with 16k limit. 

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.