Penfed Promise

[thummel]

Decided since i have been on a bit of a spree lately that I would see if I could make my way into penfed. Decided the promise looked like a nice card to have since it's basically fee free. Submitted an app and it came back instantly approved for 3K and the apr is around 14 percent. Not the best Approval ever but this is my first credit union card in my wallet and look forward to having it. I have many new accounts so a bit surprised they gave me a card at all. Do they have anything else worth while to get? I don't have a ploc yet so may look into that too is the HP is still good for it. Good day myfico family! 🙂

[Anonymous]

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@thummel wrote:
Decided since i have been on a bit of a spree lately that I would see if I could make my way into penfed. Decided the promise looked like a nice card to have since it's basically fee free. Submitted an app and it came back instantly approved for 3K and the apr is around 14 percent. Not the best Approval ever but this is my first credit union card in my wallet and look forward to having it. I have many new accounts so a bit surprised they gave me a card at all. Do they have anything else worth while to get? I don't have a ploc yet so may look into that too is the HP is still good for it. Good day myfico family! 🙂

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Congrats on the approval. They have the PLOC with a low (for a PLOC) rate; they have the Cash Reward card which offers 5% cash back on gas and the Platinum Rewards. I find NFCU's offerings more to my taste but I do love PenFed for their quarterly pre-approvals and overall service/products.