@Alaskagurl wrote:Omg! This has to be one hard credit union to get a credit card from. I applied and was denied instantly for like 7 inqs in last 12 months geez...But, I sent a recon fax and it worked. I got the Penfed travel Amex card. I faxed it yesterday and got approved today had to print signature docs and fax it back. I had my doubts reconning Penfed but, didn't wanna waste a hard pull so I typed up this letter and told them how great Penfed was and explained all inqs on report and stated how bad I wanted to get a credit card from one of the best credit unions in the US lol it worked, first credit card limit was $6500.00 then after loan officer chopped it down to $5000.00 it was approved. I, will take it and let it grow, in the garden I go... Penfed, was harder than Simmons First for me. Thanks to all you guys that posted about sending recon letters I didn't really think it would work but, it did.
Congrats! soldier girl and respect your Never Quit attitude! 
Now that you're on track with them treat them well and they will only get even better for you. You earned it!
@CreditMagic7 wrote:
@Alaskagurl wrote:Omg! This has to be one hard credit union to get a credit card from. I applied and was denied instantly for like 7 inqs in last 12 months geez...But, I sent a recon fax and it worked. I got the Penfed travel Amex card. I faxed it yesterday and got approved today had to print signature docs and fax it back. I had my doubts reconning Penfed but, didn't wanna waste a hard pull so I typed up this letter and told them how great Penfed was and explained all inqs on report and stated how bad I wanted to get a credit card from one of the best credit unions in the US lol it worked, first credit card limit was $6500.00 then after loan officer chopped it down to $5000.00 it was approved. I, will take it and let it grow, in the garden I go... Penfed, was harder than Simmons First for me. Thanks to all you guys that posted about sending recon letters I didn't really think it would work but, it did.
Congrats! soldier girl and respect your Never Quit attitude!
Now that you're on track with them treat them well and they will only get even better for you. You earned it!
Thank you, Creditmagic7. I will treat them well.
@Alaskagurl wrote:
@Involver wrote:Just to clarify (unless I missed it in this thread), you are active duty or retired military right? Since that is the only way to get the Defender. I almost mistakenly apped for it.
Yes, active duty.
I hope you're a member of Navy Fed! lol 
@KennyRS wrote:
@Alaskagurl wrote:
@Involver wrote:Just to clarify (unless I missed it in this thread), you are active duty or retired military right? Since that is the only way to get the Defender. I almost mistakenly apped for it.
Yes, active duty.
I hope you're a member of Navy Fed! lol
Yes, I have a membership with Navy Fed.
@youdontkillmoney wrote:
@-Wade- wrote:
@hwturner17 wrote:I just got a penfed savings account with the intention of getting a cc in the future. Does anyone know how to get cash out of a Penfed savings account if you need it in a hurry. I want to park some emergency cash over there but I don't want to be limited to some daily ATM limit if I need a couple grand in a hurry
I have my account linked to my local bank account ( Any Bank Account will work ) i can transfer it in and out with no problems.
^^^^
I opened up penfed checking and savings and cc accounts with them a week or two ago
for checking/savings as a new member penfed told me they will not allow ACH transfers between banks for me until something like 6 months then I can request it to be lifted, and checks are on hold for like 9 days or something
Yeah, you have to wait 6 months 
then they will let you transfer 5K a day ACH. When i first got my membership it was only $50 a day for the ACH from an outside Bank