Decided to apply for a cli on my Penfed Loc from $10k to $25k. Once I applied, it went to a loan officer. It got approved within a couple of hours. That being said, if been getting one dated with emails and solicitations for there Amex card, so I decided to give it a whirl. Took 3 days for it to come back but it got approved for $7,500 @17.99%. Was super disappointed with the line amount compairitively so I called in. I was transferred to a loan officer which caught me off guard as they never really did that before. She said everything is now based on a scoring system with very specific parameters and she did not have the ability to make any changes. I did get a survey tonight, so let’s see if the low score trick still works.
