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I got an instant approval with a $7500 SL. I really didn't "need" another card but, it gets around 2.55% cash back at Walmart and Target. Plus this furthers my relationship when I try to apply for a auto loan and mortgage later in life.
You are right about it furthering the relationship; can not argue that.
It also may reduce your utilization.
🍻 Congrats on your instant approval!
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Congratulations on your PenFed approval!!
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Congratulations on your approval! 🎉








Congrats on your PenFed Platinum approval

Congrats on your approval!













