Well, it turns out that my gardening ability is akin to the plastic flower section at Hobby Lobby! Wife wanted to replace her 2020 Infiniti QX60 with a 2023 Range Rover Discovery so I joined Pen Fed, I tried hard to resist applying for a card, but ultimately lost out to my inner demons. At any rate, picked up the gold card with a $3500 SL. Ended up doing the auto loan through Navy, but still have the preappoval with Pen Fed, maybe a new Q60 Red Sport for me?
Whats the point of getting a brand new car ? Not saying not too but other than lifestyle inflation, i dont think it would do any good if their is nothing wrong with your current vehicles.
Starting Score: 512
Congrats on your Gold approval with PenFed! Great card
Congratulations on your approval! 🎉
@SmileNWave I would never be upside down, have 20K in equity in my 21 Explorer and would probably put 10K on top if I did buy the Q60 Redsport. I traded the wifes 2020 QX50 for what I paid for it a year and a half ago, traded a 19 Q50 Luxe for my explorer a year ago for what I paid for it. The used car market is insane right now.
@Mdowning30 The point of buying a new car in my case is 2 fold, #1 my wife wanted it, and I like to spoil her, and #2 I can!
Grats on your PenFed gold approval 
