cancel
Showing results for 
Search instead for 
Did you mean: 

Petal 2 Card CLI

tag
notmyrealname23
Established Contributor

Petal 2 Card CLI

So my Petal2 gave me an option to ask for a CL increase after 6 months of on time payments, increasing credit scores, and monthly use. I took it out of the sock drawer to use it (it's also one of my oldest cards now) and it went from 6k to 7.8k. Not completely unuseful for that (especially since 2022 is likely a year of the garden), though it's still dominated by a lot of my wallet so back to the sock drawer it goes. It's a feature called "Leap" you can see in the app.

Charles Schwab AMEX Platinum NPSL | Amex Platinum (I know) NPSL | Amex Gold NPSL | First Tech FCU Choice Rewards World MC 35k | AMEX Marriott Bonvoy Brilliant 18k | AMEX Hilton Aspire 17.5k | Chase Southwest Priority Visa 15.5k | Bilt Rewards MC 14k | Capital One Venture X 13k | Fidelity VISA Signature 11.5k | Citi Custom Cash 11.9k | Citi Premier 8.9k | Chase Freedom Unlimited 9k | SoFi MC World Elite 8k | Barclays AAdvantage Aviator Red 8k | Capital One SavorOne 7.5k | Amazon/Synchrony 7.5k | Citi Custom Cash 6.9k | PayPal Synchrony MC 6.4k | DiscoverIt Cashback 5k | Hotels.com 5k | Apple Card 3k | Target 800 | Ch 13 filed 12/13 discharged as paid 1/19
Message 1 of 13
12 REPLIES 12
M_Smart007
Legendary Contributor

Re: Petal 2 Card CLI

Congratulations on your Petal 2 card CLISmiley Happy

Message 2 of 13
CreditAggie
Community Leader
Super Contributor

Re: Petal 2 Card CLI

Congratulations on your Petal CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 13
Elpadrino1
Valued Contributor

Re: Petal 2 Card CLI

Congratulations on your CLI!!

Message 4 of 13
sghosh5
Valued Contributor

Re: Petal 2 Card CLI


@notmyrealname23 wrote:

So my Petal2 gave me an option to ask for a CL increase after 6 months of on time payments, increasing credit scores, and monthly use. I took it out of the sock drawer to use it (it's also one of my oldest cards now) and it went from 6k to 7.8k. Not completely unuseful for that (especially since 2022 is likely a year of the garden), though it's still dominated by a lot of my wallet so back to the sock drawer it goes. It's a feature called "Leap" you can see in the app.


Is it an SP CLI?




Shell FCU : 5K
Message 5 of 13
cashorcharge
Community Leader
Super Contributor

Re: Petal 2 Card CLI

That's terrific!!  Congratulations on your Petal Approval!! 🎉🥂👏

Message 6 of 13
Reviewers
Established Contributor

Re: Petal 2 Card CLI

Congratulations!

Message 7 of 13
gdale6
Moderator Emeritus

Re: Petal 2 Card CLI

Grats on your Petal move up!

Message 8 of 13
notmyrealname23
Established Contributor

Re: Petal 2 Card CLI


@sghosh5 wrote:

@notmyrealname23 wrote:

So my Petal2 gave me an option to ask for a CL increase after 6 months of on time payments, increasing credit scores, and monthly use. I took it out of the sock drawer to use it (it's also one of my oldest cards now) and it went from 6k to 7.8k. Not completely unuseful for that (especially since 2022 is likely a year of the garden), though it's still dominated by a lot of my wallet so back to the sock drawer it goes. It's a feature called "Leap" you can see in the app.


Is it an SP CLI?


Yeah, I think so, none of the alarm klaxons from Experian/Transunion/Equifax have gone off on Credit Karma, AMEX, Capital One, Mint...

Charles Schwab AMEX Platinum NPSL | Amex Platinum (I know) NPSL | Amex Gold NPSL | First Tech FCU Choice Rewards World MC 35k | AMEX Marriott Bonvoy Brilliant 18k | AMEX Hilton Aspire 17.5k | Chase Southwest Priority Visa 15.5k | Bilt Rewards MC 14k | Capital One Venture X 13k | Fidelity VISA Signature 11.5k | Citi Custom Cash 11.9k | Citi Premier 8.9k | Chase Freedom Unlimited 9k | SoFi MC World Elite 8k | Barclays AAdvantage Aviator Red 8k | Capital One SavorOne 7.5k | Amazon/Synchrony 7.5k | Citi Custom Cash 6.9k | PayPal Synchrony MC 6.4k | DiscoverIt Cashback 5k | Hotels.com 5k | Apple Card 3k | Target 800 | Ch 13 filed 12/13 discharged as paid 1/19
Message 9 of 13
SeeSaw
New Contributor

Re: Petal 2 Card CLI

I just made my 7th payment, about 1 week early, and I received this message on the leap tab, "Congratulations. We'll let you know when you can redeem your limit increase."

Not sure if they're waiting for my payment due date to pass, but we'll see. 


In the garden until July 2022
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.