Platinum Delta SkyMiles Approved!

StevieB92630 · ‎10-04-2016

My wife and I fly Delta Airlines a lot, and I am close to SkyMiles Silver Medallion status. I currently hold a Gold SkyMiles Card (limit $17k), and a SimplyCash Business Card (limit $15k), both of which I received in March of this year. I noticed the current offer on the Platinum SkyMiles Card, which offers 10,000 MQMs and 70,000 bonus miles. The 10,000 MQMs will put me in Silver Medallion status, so I applied for the Platinum Card. I was approved with a limit of $12k! I was a little nervous about applying, as this would be my 3rd AMEX card since March. Total AMEX limit among 3 cards $44k.

A few particulars: Income $195k, EX FICO 8 781, AAoA 3 years 3 months, Util 2%, 4 inquiries, 4 new accounts last 12 mo. DTI 33%. Total credit card limit $139,500.

Anonymous · ‎10-04-2016

Congrats! 👍🏾

grillandwinemaster · ‎10-04-2016

Very nice! Congrats!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

JustBPatient · ‎10-05-2016

Congrats!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

Viva-LV · ‎10-06-2016

@StevieB92630 wrote:
My wife and I fly Delta Airlines a lot, and I am close to SkyMiles Silver Medallion status. I currently hold a Gold SkyMiles Card (limit $17k), and a SimplyCash Business Card (limit $15k), both of which I received in March of this year. I noticed the current offer on the Platinum SkyMiles Card, which offers 10,000 MQMs and 70,000 bonus miles. The 10,000 MQMs will put me in Silver Medallion status, so I applied for the Platinum Card. I was approved with a limit of $12k! I was a little nervous about applying, as this would be my 3rd AMEX card since March. Total AMEX limit among 3 cards $44k.

A few particulars: Income $195k, EX FICO 8 781, AAoA 3 years 3 months, Util 2%, 4 inquiries, 4 new accounts last 12 mo. DTI 33%. Total credit card limit $139,500.

Way to go! Now buy some tickets with the Plat bad-boy! Multiple Am Ex revplvers are not a problem (I have three). Nice lineup with Am Ex, congrats!

Anonymous · ‎10-15-2016

Congrats!

aussiesareforever · ‎10-15-2016

Congrats. Are you going to cancel your gold card?

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018

Anonymous · ‎10-15-2016

Congratulations on your Platinum Delta Approval! Very nice!

StevieB92630 · ‎10-15-2016

Yes I will cancel it. I would like to transfer the $17k limit on the Gold card to the Platinum card, though That will give me a $29k limit on the Platinum card. I think that AMEX may have restrictions on this, though.

Dawggie14 · ‎10-15-2016

Congratulations on the Platinum Delta StevieB! I personally think you'll be fine transferring your limits over to the new card - you'll just have to leave 500 on your old Delta Gold card and move the rest. Plus, you'll have to wait until your Gold card is 13 months old before you can reallocate any of its limits to another consumer or business Amex revolver. Enjoy the new card!