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Post Chapter 7 BK discharge

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pizza1
Community Leader
Super Contributor

Re: Post Chapter 7 BK discharge


@Anonymous wrote:

I believe Capital One makes you wait one year from date of discharge if you included them.  I had a small Cap 1 card included in mine, applied a year later and was approved for $3,000.  That card is now up to $10,000 and my 6 month sp cli date is next month.  Give them a shot and you may be surprised at the results.


Cap1 does not make you wait one year after BK if you burned them. I burned them, and 2 months later got the Plat MC. The rest is history now.. Smiley Wink 

Message 11 of 18
Anonymous
Not applicable

Re: Post Chapter 7 BK discharge


@Anonymous wrote:

Thank you so much for the helpful info on NFCU, I will use this info wisely.


My pleasure. I think you will enjoy being a member. I know I am happy with my Cash Rewards Visa Signature Card. 

Message 12 of 18
Anonymous
Not applicable

Re: Post Chapter 7 BK discharge

Interesting, I thought I read in their terms that you couldn't have had a charged off card within the previous year or something along those lines.


@pizza1 wrote:

@Anonymous wrote:

I believe Capital One makes you wait one year from date of discharge if you included them.  I had a small Cap 1 card included in mine, applied a year later and was approved for $3,000.  That card is now up to $10,000 and my 6 month sp cli date is next month.  Give them a shot and you may be surprised at the results.


Cap1 does not make you wait one year after BK if you burned them. I burned them, and 2 months later got the Plat MC. The rest is history now.. Smiley Wink 


 

Message 13 of 18
NYKnicks65
New Contributor

Re: Post Chapter 7 BK discharge

Hello, I applied at Navy Federal and was approved for 5200 Rewards card and 5000 Checking line of credit. My Chapter7 had just discharged.. Thanks

Message 14 of 18
Anonymous
Not applicable

Re: Post Chapter 7 BK discharge

Nice! I will definitely be applying there soon. May I ask what your scores were at the time?

Message 15 of 18
NYKnicks65
New Contributor

Re: Post Chapter 7 BK discharge

I can't remember for sure but I can tell you my scores were under 600
Message 16 of 18
gdale6
Moderator Emeritus

Re: Post Chapter 7 BK discharge

Hi there OP,

 

I mentioned in your other thread to please post in English not everyone understands that symbol language. Thanks for your help and understanding in this matter. 

Message 17 of 18
Anonymous
Not applicable

Re: Post Chapter 7 BK discharge

 Thanks for the line jaws, how do I create a signature like yours? I read the post everyone seems to refer to, but using photobucket makes my computers crash. Also, how do I have the info on the card display when it is moused over?

Message 18 of 18
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