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Post Chapter 7 BK discharge

pizza1
Community Leader
Super Contributor

Re: Post Chapter 7 BK discharge


@jawshoeuh wrote:

I believe Capital One makes you wait one year from date of discharge if you included them.  I had a small Cap 1 card included in mine, applied a year later and was approved for $3,000.  That card is now up to $10,000 and my 6 month sp cli date is next month.  Give them a shot and you may be surprised at the results.


Cap1 does not make you wait one year after BK if you burned them. I burned them, and 2 months later got the Plat MC. The rest is history now.. Smiley Wink 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 11 of 18
ItsPossible
Valued Contributor

Re: Post Chapter 7 BK discharge


@stakknchpz wrote:

Thank you so much for the helpful info on NFCU, I will use this info wisely.


My pleasure. I think you will enjoy being a member. I know I am happy with my Cash Rewards Visa Signature Card. 

"Hover mouse over cards to see CL and APR info"


Message 12 of 18
jawshoeuh
Regular Contributor

Re: Post Chapter 7 BK discharge

Interesting, I thought I read in their terms that you couldn't have had a charged off card within the previous year or something along those lines.


@pizza1 wrote:

@jawshoeuh wrote:

I believe Capital One makes you wait one year from date of discharge if you included them.  I had a small Cap 1 card included in mine, applied a year later and was approved for $3,000.  That card is now up to $10,000 and my 6 month sp cli date is next month.  Give them a shot and you may be surprised at the results.


Cap1 does not make you wait one year after BK if you burned them. I burned them, and 2 months later got the Plat MC. The rest is history now.. Smiley Wink 


 


Green thumb since 11/12/2017
Message 13 of 18
NYKnicks65
New Contributor

Re: Post Chapter 7 BK discharge

Hello, I applied at Navy Federal and was approved for 5200 Rewards card and 5000 Checking line of credit. My Chapter7 had just discharged.. Thanks

Message 14 of 18
stakknchpz
Contributor

Re: Post Chapter 7 BK discharge

Nice! I will definitely be applying there soon. May I ask what your scores were at the time?

Filed CH7 BK 7/15. discharged 10/15
Rebuild started 1/16 with scores of (EQ 517)(TU 547) (EXP 534)
Current scores (EQ 624) (TU 607) (EXP 774)
Overstock 500/700 I Open Sky 200/closed I Pay Pal MC 500 I Fingerhut 700/1400 I Primor 250/closed I One Nevada CU 500/closed I Target 500 I HC Credit 6000 I NFCU 1000 I Capital One Quicksilver 1000
Authorized User on I Cap One 700 I Barclay Visa 500 I Discover 17,200
Message 15 of 18
NYKnicks65
New Contributor

Re: Post Chapter 7 BK discharge

I can't remember for sure but I can tell you my scores were under 600
Message 16 of 18
gdale6
Moderator

Re: Post Chapter 7 BK discharge

Hi there OP,

 

I mentioned in your other thread to please post in English not everyone understands that symbol language. Thanks for your help and understanding in this matter. 

Message 17 of 18
stakknchpz
Contributor

Re: Post Chapter 7 BK discharge

 Thanks for the line jaws, how do I create a signature like yours? I read the post everyone seems to refer to, but using photobucket makes my computers crash. Also, how do I have the info on the card display when it is moused over?

Filed CH7 BK 7/15. discharged 10/15
Rebuild started 1/16 with scores of (EQ 517)(TU 547) (EXP 534)
Current scores (EQ 624) (TU 607) (EXP 774)
Overstock 500/700 I Open Sky 200/closed I Pay Pal MC 500 I Fingerhut 700/1400 I Primor 250/closed I One Nevada CU 500/closed I Target 500 I HC Credit 6000 I NFCU 1000 I Capital One Quicksilver 1000
Authorized User on I Cap One 700 I Barclay Visa 500 I Discover 17,200
Message 18 of 18
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