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Pre-Approved Chase Credit Card at Bank - Approved!

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ryanbush
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

you can also spend above your limit o most signature cards without penalty

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 11 of 17
heehawheehaw
Valued Member

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Wow thanks for the info!  But, I don't plan on ever going over my limit even if I have the ability to do it lol.


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 12 of 17
bs6054
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!


@daybreakgonesXe wrote:

@poops wrote:

What's the allure of the Signature branded card...?


Many added perks! You can check them out on the Visa webpage. One of which I just recently utilizied was the Auto Collision waiver on a rental car! Smiley Happy


Isn't that standard with most Visa/MC?

Message 13 of 17
slippy84
Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!


@poops wrote:

What's the allure of the Signature branded card...?


The best part IMO is the slick silver Visa logo Man Tongue

 

I would be kinda surprised if the OP really did get the Signature version off the bat. I've been reading a fair amount of threads on the Freedom and it seems that everyone gets the normal version and has to call them up after a year of good history on the card to get the Signature version, even if they are initially approved for a $5k credit limit or more. Hopefully it is though! (Normally, the Signature part adds quite a bit of extra benefits as far as warranties and travel protections to the card, but in this case, Chase has given the normal Freedom a lot of benefits so I don't think you really get too much out of the Signature version of the card, unless you want to use the Concierge thing. I compared the benefits between my US Bank Cash+ (Signature) and my normal non-Siggy Freedom and they were fairly comparable IMO)

 

In any case, congrats to the OP on the new card!

US Bank Cash+ -- Chase Freedom -- Citi Dividend -- Citi Double Cash -- AMEX BCE -- Discover It
Message 14 of 17
MovingForward_2012
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Congrats!!! I also just got approved for the Freedom (not the signature version though). I'm checking my mailbox everyday!! There have been a lot of Freedom approvals lately. Way to go all!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 15 of 17
Epcot
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 16 of 17
youngandcreditwrthy
Senior Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

I was told to wait 6 mos before I can upgrade my $5k Freedom to a Siggy!!!


Perks look LEGIT though!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 17
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