Psecu Approval & Question

JadaJen1 · ‎04-19-2023

Hey guys! I have been intensively working on my credit for the last 8months. It went up 226 points since. I became a Psecu member 3mths ago and have been funding my account weekly. I applied for a SLOC and the Founders cc and surprisingly was approved! SLOC $15,000 & FCC $5,000. They pulled EX for CC and TU for membership. The approval took almost 2 weeks. EX score 683.
Does the SLOC get reported to CB's? If so, how long does it take to initially report? I want to try NFCU.
Thanks for the tips in advance!

CreditMagic7 · ‎04-19-2023

Congratulations on your PSECU new approvals!!

M_Smart007 · ‎04-19-2023

Congrats!!!

fury1995 · ‎04-19-2023

Congrats on your massive score increase. 226 points is HUGE!

I'm not familiar with PSECU but normally lines of credit are reported the same way as personal loans are. The fact that it is a secured line shouldn't change that. Maybe someone else who has PSECU may chime in and lend some specific advice.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

Creditwiser · ‎04-19-2023

Congrats on your approvals and rebuilding progress ! The SLOC should report as most do unless by some odd reason its an internal thing with Psecu.

CreditAggie · ‎04-19-2023

Congratulations on your PSECU approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

NoMoreDebt · ‎04-20-2023

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

JoeRockhead · ‎04-20-2023

Very nice all around, congratulations!

arifjk · ‎04-20-2023

SLOC is reported as line of credit to all CRA. I have both the founders card and LOC from PSECU. Very great credit union to work with. No hassle, immediate posting of funds (well the following day)