Pulled the trigger--BofA CLI!

[Total80sKid]

Congrats on your BofA CLI 👍🏼

[YoungMoney06]

Congrats on your CLI... how long for the Auto CLI from $1k to $4.5k?

[SoCalGardener]

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@Eyepinpools wrote:

When was the card opened, when was the cli to 4.5k and when was your most recent cli for DPs. 

congrats! 

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Thanks! Without double-checking, I'm not 100% sure, but I believe it was opened in late 2013; this was a few years after my brain tumor-related financial fiasco.

I got sick (and almost died) in mid-2016, and have no clue when anything happened after that. It's only been about six months since I've been well enough to resume using a laptop! All I know is that, at some point, its $1,500 limit was automatically raised to $4,500....and then it seemed like FOREVER that it just sat there. My scores are currently in the low 800s.

[DivideByZero]

Congrats! I am assuming you just called customer service to ask if it would be a HP or not? Were they definitive about saying no for sure not a HP, or there might be a chance? Any CLI with only a SP is a big win! 

[SoCalGardener]

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@DivideByZero wrote:

Congrats! I am assuming you just called customer service to ask if it would be a HP or not? Were they definitive about saying no for sure not a HP, or there might be a chance? Any CLI with only a SP is a big win! 

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Thanks! No, I wanted it in writing, so I used their chat feature. After she stated that it was a SP, I re-asked "so if I step through the online credit limit increase request, it will DEFINITELY not result in a hard pull?" When she said yes, that's correct, I screenshotted everything and the rest is history!

Generally speaking, I like to get things in writing. And that's proven very helpful in the past.

[gdale6]

Sweet, grats on the move upwards   I have never gotten an HP for a CLI since they changed their policy of HP for all moves up, I have done mine online.

[Mr_Mojo_Risin]

Sweet increase!  Congratulations to you, enjoy it!

[SoCalGardener]

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@Mr_Mojo_Risin wrote:

Sweet increase!  Congratulations to you, enjoy it!

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Thanks! And I've been waiting for an opportunity to say I LOVE your username! (Yeah, I'm showing my age...whatever...)

[Mr_Mojo_Risin]

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@SoCalGardener wrote:

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@Mr_Mojo_Risin wrote:

Sweet increase!  Congratulations to you, enjoy it!

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Thanks! And I've been waiting for an opportunity to say I LOVE your username! (Yeah, I'm showing my age...whatever...)

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Haha  Thank you! Yeah, I've always been a massive fan of his music and all-around mystique. ✌

[Taurus22]

Congrats on the healthy CLI!

So, question:  I haven't had an increase on my card at all since my SL....and it's next on my CLI target list. You're saying that on the online CLI form, you enter the requested amount you want?  Do they typically counter-offer if your request isn't to their liking? Or does it straight out deny?