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QS One 6 month cli

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seflowers
Contributor

QS One 6 month cli

The cli after 6 statements is real! I got an email from Capital One today that my new statement was available and that my credit line had been increased from my starting limit of 1,000 to 3,000. I expected them to double it but going up to 3000 was a nice little surprise. The first 4 months with this card I paid in full each time having a balance of anywhere to 400 to 600. The last 2 months I paid all but about 50 and ran about 500 through. Pretty happy with Capital One right now

 

sidenote, I read lots of posts about people getting the auto 6 month cli, does anyone know how often after that they do cli or do you have to ask from this point on?

NFCU Cash Rewards 14,000 || NASA FCU 20,000 || Discover It 6000 || Amex Costco TE 4500 ||. Cap One QS 3000 || Sears 3000 || USAA Platinum Visa 2500 || HSN 3050 || Chase Slate 3500 || BarclayRewards MC 3300 || Barclay Apple 1300 || Home Depot 4900 || GE Havertys 1500 || J Crew 5400 || Amex Delta Gold 1000 || Loft 1710 || nordstrom 1500 ||. Macys 1500 || VS 2230 || Target 900 || Amazon 1300 || Belk 750
Gardening since 12-11-14 at least 1 year
Message 1 of 12
11 REPLIES 11
BluePoodle
Valued Contributor

Re: QS One 6 month cli


@seflowers wrote:

The cli after 6 statements is real! I got an email from Capital One today that my new statement was available and that my credit line had been increased from my starting limit of 1,000 to 3,000. I expected them to double it but going up to 3000 was a nice little surprise. The first 4 months with this card I paid in full each time having a balance of anywhere to 400 to 600. The last 2 months I paid all but about 50 and ran about 500 through. Pretty happy with Capital One right now

 

sidenote, I read lots of posts about people getting the auto 6 month cli, does anyone know how often after that they do cli or do you have to ask from this point on?


Congrats on the CLI!

 

I don't know about the auto increase, I have never gotten one but I have done well with cli requests.  They seem to like a like of spend run through their cards for decent increases.  Have you considered asking them if you can PC to the no AF QS?  It is worth the request. If not now, then I would recommend it before your next AF is due. If the CSR says you don't have any offers, send a note on facebook making the request as they send it to the EO and I think they will give you better results.

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 2 of 12
MissMoni223
Senior Contributor

Re: QS One 6 month cli

CONGRATS on your 6 month CLI, way to go!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 12
coldnmn
Mega Contributor

Re: QS One 6 month cli

Congrats! Try the CLI button every 6 months. Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 12
-Wade-
Valued Contributor

Re: QS One 6 month cli


@seflowers wrote:

The cli after 6 statements is real! I got an email from Capital One today that my new statement was available and that my credit line had been increased from my starting limit of 1,000 to 3,000. I expected them to double it but going up to 3000 was a nice little surprise. The first 4 months with this card I paid in full each time having a balance of anywhere to 400 to 600. The last 2 months I paid all but about 50 and ran about 500 through. Pretty happy with Capital One right now

 

sidenote, I read lots of posts about people getting the auto 6 month cli, does anyone know how often after that they do cli or do you have to ask from this point on?


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 12
Tony275
Valued Contributor

Re: QS One 6 month cli

Congrats!!
Message 6 of 12
seflowers
Contributor

Re: QS One 6 month cli

I will definitely try to upgrade to the no AF card, to request a cli with capital one is it a HP?

NFCU Cash Rewards 14,000 || NASA FCU 20,000 || Discover It 6000 || Amex Costco TE 4500 ||. Cap One QS 3000 || Sears 3000 || USAA Platinum Visa 2500 || HSN 3050 || Chase Slate 3500 || BarclayRewards MC 3300 || Barclay Apple 1300 || Home Depot 4900 || GE Havertys 1500 || J Crew 5400 || Amex Delta Gold 1000 || Loft 1710 || nordstrom 1500 ||. Macys 1500 || VS 2230 || Target 900 || Amazon 1300 || Belk 750
Gardening since 12-11-14 at least 1 year
Message 7 of 12
BluePoodle
Valued Contributor

Re: QS One 6 month cli


@seflowers wrote:

I will definitely try to upgrade to the no AF card, to request a cli with capital one is it a HP?


Nope, SP!

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 8 of 12
Kenny
Moderator Emeritus

Re: QS One 6 month cli


@seflowers wrote:

The cli after 6 statements is real! I got an email from Capital One today that my new statement was available and that my credit line had been increased from my starting limit of 1,000 to 3,000. I expected them to double it but going up to 3000 was a nice little surprise. The first 4 months with this card I paid in full each time having a balance of anywhere to 400 to 600. The last 2 months I paid all but about 50 and ran about 500 through. Pretty happy with Capital One right now

 

sidenote, I read lots of posts about people getting the auto 6 month cli, does anyone know how often after that they do cli or do you have to ask from this point on?


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

Message 9 of 12
gdale6
Moderator Emeritus

Re: QS One 6 month cli

Congrats on your CLI OP Smiley Happy

Message 10 of 12
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