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QS1 CLI

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anik28
Frequent Contributor

QS1 CLI

Drumrolll...... after ..... 4 ....... whole years

 

Cap One just gave me a ..... wait for it!

 

$100 CLI on my QS1 

from 500$ to 600$ 😂

 

not sure why I keep this one, it's paid off but kinda makes me realize how far I've come, but 4 years in the making 

Message 1 of 18
17 REPLIES 17
JoeRockhead
Community Leader
Super Contributor

Re: QS1 CLI

$100 bucks is better than no bucks, congratulations! 

Message 2 of 18
CreditAggie
Community Leader
Super Contributor

Re: QS1 CLI

Congratulations on your QS1 CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 18
nytokyobred79
Valued Contributor

Re: QS1 CLI

Congrats and I truly hope they come around soon AND show you the money. But better an approved than not, I suppose. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 18
anik28
Frequent Contributor

Re: QS1 CLI

@JoeRockhead  agreed! From what I've read, cap one likes super high UTL and I've not been using this card as often, at least they threw me a small bone haha

Message 5 of 18
SweetCreditObsession
Valued Contributor

Re: QS1 CLI

@anik28, congratulations on the 20% CLI😀



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 6 of 18
Zoostation1
Valued Contributor

Re: QS1 CLI

 


@anik28 wrote:

@JoeRockhead  agreed! From what I've read, cap one likes super high UTL and I've not been using this card as often, at least they threw me a small bone haha


Heavy usage is what got me a decent (+$1500) CLI on a QS1 and a PC to VentureOne to get rid of the AF shortly after.  I didn't report high utilization but used the heck out of the card prior to the CLI.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Oct 2025 FICO 8:
Oct 2025 FICO 9:
Oct 2025 FICO 10:
Oct 2025 FICO 10T:
Message 7 of 18
OmarGB9
Community Leader
Super Contributor

Re: QS1 CLI

Yea that's their stingy CLI. I recommend holding out for more next time, perhaps ramp up spend (if you wish). Regardless, congrats on the CLI!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 18
anik28
Frequent Contributor

Re: QS1 CLI

@Zoostation1 i already have the Venture One, so I'm not sure they'll ever PC my QS1. 

Message 9 of 18
M_Smart007
Legendary Contributor

Re: QS1 CLI

Congrats on your Quicksilver 1 CLI 🎉🎉

Message 10 of 18
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