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Re: REI Mastercard Approval
@805orbust wrote:Congrats!!! I LOVE that card! Not to mention that rewards voucher at the end of every year. That thing adds up to hundreds sometimes! It's one of my faves.
Are you able to view the card and the transactions directly through the US Bank app? Or do you have to access through the specific REI login?












FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
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Re: REI Mastercard Approval
Congrats on your REI approval 👍🏼
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Re: REI Mastercard Approval
Congrats! I love REI and I'm certain my DW gets annoyed because I spend too much time there. It never ceases to amaze me on how they have a person for every thing. Need a snow jacket? We got an expert. Need a tent? Got you covered. Need that random hiking equipment that only operates at 14k? We got a guy. It's insane how knowledgeable the staff is.
Congrats again!
























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Re: REI Mastercard Approval
Congrats on your approval!















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Re: REI Mastercard Approval
@Matt9543 you view it all through US Bank. Easy peasy. There used to be a separate app but they did away with it last year. It's definitely easy if you've got multiple credit products thru them.
BTW which bureau did they pull for your application?























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Re: REI Mastercard Approval
Congrats on your REIl card approval, very nice SL !
Time to fit out that expedition!
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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Re: REI Mastercard Approval
Grats on your REI MC approval and with an excellent SL
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Re: REI Mastercard Approval
@Matt9543 wrote:Wow! I applied for the REI Mastercard (which was dumb on my part because my approval odds are super low) and was approved for an $11,200 limit from US Bank! The APR is 18.90%, which is alright, since I always pay my balances off in full. I've opened at least 3 cards in the last 6 months, and about 5 in the last 12 months. However, I just looked and a couple of them aren't reporting on my Experian report, which they pulled. FICO score was a 739 at the time of pull. Insanely surprised haha
Congratulations
That was one of the first cards I really wanted. But I got turned down for it every time I applied. Eventually I gave up































Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685
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Re: REI Mastercard Approval
@805orbust wrote:@Matt9543 you view it all through US Bank. Easy peasy. There used to be a separate app but they did away with it last year. It's definitely easy if you've got multiple credit products thru them.
BTW which bureau did they pull for your application?
Experian. Also, I haven't gotten a confirmation email, nor do I see it in my online banking. Is that something they tend to be a little slow on? I screenshot the acceptance page as well as called and was told "You're approved!"












FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
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Re: REI Mastercard Approval
@Matt9543 when I got my REI Mastercard, it was my first account with them, so the setup was slow. However, I did a car loan with them last month it was there in a day, so its probably just a ymmv situation. I love that card tho, that year-end dividend is like getting free money at the most unexpected time. The Mrs and I always go there by March and LET IT RIDE!!!






















