Random Amex Auto CLI

[Anonymous]

Haven't been on the boards in a long while - because I'm boring! lol

But I woke up to a nice little bump from my Amex Gold Delta Rewards card - got a $1500 CLI and now I am at $12,500...the card started at maybe $3000 about 2 years ago, so i am happy. This card also carries a balance, which i am trying to get rid of, I am currently at 14$ UTI, and looking to have it back down to ZERO by June or July.

[AverageJoesCredit]

Great job id love me some random Amex auto preferably in blue

[Gregory1776]

Surprise surprise! CLI with a balance! 14% UTL?

[ShatteredK]

Congrats!

[trusty]

So, I guess this is the polar opposite to the widely reported CLD, from Barclay's, while carrying a balance.

I guess everything balances out, one way or another.

Even though it could just potentially be a system algorithm, that may or may not be calculating balance risk... it's always nice to feel empowered, and entrusted.

So, congrats, and keep up the good work.

[Anonymous]

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@Gregory1776wrote:

Surprise surprise! CLI with a balance! 14% UTL?

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Well, to be fair I generally pay on-time and PIF but just haven't recently. I use the card heavily - it's the only credit card I really use, TBH.

[Anonymous]

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@AverageJoesCreditwrote:
Great job id love me some random Amex auto preferably in blue

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My AMEX Everyday card has the MOST pitiful limit lol...I've had it longer than my Delta and it's been sitting at $3,000 for YEARS, after a one-time increase of $2000. Not sure what their internal system is but I definitly have thought about closing or rolling it into my Delta card. 

[simplynoir]

Congrats on the auto increase!

[Anonymous]

Congrats on your auto! 

[SomewhereIn505]

Congrats on your AmEx luv!