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I've only had the card for 3 months...i called them randomly thinking eh, it can't hurt and BAM..he approved me for a 1200 increase!!
No hard pull no nothing!
Never thought it would be that easy!
Now my limit is 2400! So happy =]
@forceedge99 wrote:I've only had the card for 3 months...i called them randomly thinking eh, it can't hurt and BAM..he approved me for a 1200 increase!!
No hard pull no nothing!
Never thought it would be that easy!
Now my limit is 2400! So happy =]
CONGRATS!!! ![]()
I would double check your files for a HP.....
I made sure there wasnt one. They rep reassured me serveral times and even offered to give me his name and phone number just to make me feel more secure.
All he asked for was my income and that was it!
=]
@forceedge99 wrote:I made sure there wasnt one. They rep reassured me serveral times and even offered to give me his name and phone number just to make me feel more secure.
All he asked for was my income and that was it!
=]
I'm talking at least 24-48 hrs from now, your not going to see it right now if there was one.
Why are yu so sure it was a HP?
The represenative said he did not lookin into ANY credit bearues or didn't pull any reports. He just asked for my income. That is all
@forceedge99 wrote:Why are yu so sure it was a HP?
The represenative said he did not lookin into ANY credit bearues or didn't pull any reports. He just asked for my income. That is all
Hey i'm just trying to keep you informed. When they ask for income they pull a report, SP or HP. Or maybe even use a SP they have on file from you.
CSR's anywhere nowadays have not a clue of what a SP or HP is and even if they do they still cant grasp what their company policies are. Never take a CSR's word on INQ's.
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you had me worried..lol.
So i actually went and called again and gt another represenative who was able to look at the CLI and she confirmed it was a soft pull..
Thank goodness haha
Congrats