Reuse Chase HP

[xp]

I called recon number and asked for a CLI. The rep mentioned it could end up in a soft pull or hard pull. I said Okay to that. Reques went through and my limit is now 5K. I'll have to check my reports on what they did. I now regret for not asking a higher limit

During the process credit rep did ask for the reason for CLI. I told her that I'm trying to have a 5K card so that  ill be qualified for CSP in future. She mentioned that I could PC my chase freedom once I complete 6 months. She suggested me to call back in couple of months.

In short, HP cannot be reused. Every request for CLI will endup in a pull (soft or hard) even if there is a recent HP available to them.

[Creditaddict]

so you asked for CLI on new Amazon from 4k to 5k but left freedom at 500?

[myjourney]

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@xp wrote:

I called recon number and asked for a CLI. The rep mentioned it could end up in a soft pull or hard pull. I said Okay to that. Reques went through and my limit is now 5K. I'll have to check my reports on what they did. I now regret for not asking a higher limit

During the process credit rep did ask for the reason for CLI. I told her that I'm trying to have a 5K card so that  ill be qualified for CSP in future. She mentioned that I could PC my chase freedom once I complete 6 months. She suggested me to call back in couple of months.

In short, HP cannot be reused. Every request for CLI will endup in a pull (soft or hard) even if there is a recent HP available to them.

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Congrats on the CLI

[xp]

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@Creditaddict wrote:

so you asked for CLI on new Amazon from 4k to 5k but left freedom at 500?

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Yea, thought it would become another HP, wouldnt it? Now that you brought it up, I'm thinking of making another call to increase the CL of Freedom. Should I?

[gdale6]

Grats on your Freedom CLI and yes only 1 action per HP is how Chase operates

[Creditaddict]

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@xp wrote:

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@Creditaddict wrote:

so you asked for CLI on new Amazon from 4k to 5k but left freedom at 500?

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Yea, thought it would become another HP, wouldnt it? Now that you brought it up, I'm thinking of making another call to increase the CL of Freedom. Should I?

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YES and ask for $5k!

[Anonymous]

Congrats!

[coldnmn]

Congrats! Thanks for sharing.

[One7]

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@Creditaddict wrote:

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@xp wrote:

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@Creditaddict wrote:

so you asked for CLI on new Amazon from 4k to 5k but left freedom at 500?

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Yea, thought it would become another HP, wouldnt it? Now that you brought it up, I'm thinking of making another call to increase the CL of Freedom. Should I?

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YES and ask for $5k!

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+1

[One7]

Earlier this year I was approved for the CSP and then a week later the Marriott Premier card and they used the same HP. But from what I've seen I was pretty lucky and that rarely happens.