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Re: X1 Unable to approve?! UPDATE: Approved

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Times
New Contributor

Re: X1 Unable to approve?! UPDATE: Approved

Does anyone know how to check waiting list status?

I was on the waiting list but can't find my status anymore

Also curious if X1 works with PNC bank?

PNC bought BBVA/Simple which was my old bank that worked with plaid but now it seems PNC doesn't work with Plaid which sucks big time.

Credit score: 785~ | Goal: 800~

Credit Cards:
Amex prime business: $34k
RH Gold $20k
x1 $18k
Bilt $10k
USB alt connect $10k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 1 of 17
16 REPLIES 16
Times
New Contributor

X1 credit card application said couldnt verify income

So I applied to X1 card, went through the motions, linked my bank(PNC) it said it couldn't verify income and gave an option to send bank statements. I clicked that and it said they received the bank statements even though I didn't do anything other than click that option.

Anyone else went through this or something like this? 

Kind of lost and x1 support email never answers me

Any tips on the next best step would be great 

Credit score: 785~ | Goal: 800~

Credit Cards:
Amex prime business: $34k
RH Gold $20k
x1 $18k
Bilt $10k
USB alt connect $10k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 2 of 17
Times
New Contributor

Re: X1 credit card application said couldnt verify income

update, got approved for almost $20k Smiley Surprised 

They are really legit, wow, highest personal card was $5k with tomo so this is great. 

I got the CC numbers instantly and physical card is shipping. One thing I didn't get though and hope I dont get is the hard pull. If I didn't get it instantly on Experian, is it safe to say I avoided the hard pull? 

What are other peoples experiences with x1 hard pulls?

So happy Smiley Happy thanks all

Credit score: 785~ | Goal: 800~

Credit Cards:
Amex prime business: $34k
RH Gold $20k
x1 $18k
Bilt $10k
USB alt connect $10k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 3 of 17
FinStar
Moderator Emeritus

Re: X1 credit card application said couldnt verify income

Congrats. 

 

So that the community can learn about your update, how did you get them to approve it? You mentioned you hadn't heard from them via email since PNC didn't work w/Plaid and you were going to submit POI? 

Message 4 of 17
Elpadrino1
Valued Contributor

Re: X1 credit card application said couldnt verify income

Congratulations on your X1 approval!!

Message 5 of 17
M_Smart007
Legendary Contributor

Re: X1 credit card application said couldnt verify income

Grats on the X1 Approval!

Message 6 of 17
cashorcharge
Community Leader
Super Contributor

Re: X1 credit card application said couldnt verify income

Congratulations on your X1 Approval!! 🥂🎉🍾

Message 7 of 17
Times
New Contributor

Re: X1 credit card application said couldnt verify income


@FinStar wrote:

Congrats. 

 

So that the community can learn about your update, how did you get them to approve it? You mentioned you hadn't heard from them via email since PNC didn't work w/Plaid and you were going to submit POI? 


Yes, PNC plaid failed(I used to be BBVA before PNC bought them, not sure if that matters). So I emailed 2 of my latest bank statements pdf to [email protected] and they quickly responded with approval.

 

One thing I should note, is the estimated delivery for physical card is over 1 week as they say they have high demand. It's via FedEx Smiley Happy

Credit score: 785~ | Goal: 800~

Credit Cards:
Amex prime business: $34k
RH Gold $20k
x1 $18k
Bilt $10k
USB alt connect $10k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 8 of 17
CreditMagic7
Mega Contributor

Re: X1 credit card application said couldnt verify income

Congratulations on the X1 approval!!

Message 9 of 17
gdale6
Moderator Emeritus

Re: X1 Unable to approve?! UPDATE: Approved

Grats on getting your X1 approval Smiley Happy

Message 10 of 17
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