Reapplied to BillMeLater (paypal) was approved!

KAISMOM · ‎12-22-2012

Might not seem like a big deal...but I applied 6 months ago and wasn't approved. So I decided since I use ebay, and I'm self employed....to try again for curiousity sake. I was pleased to be approved with a 2k limit! I guess that's a good sign! Next year I plan on making some changes, so testing the waters a bit now

Southwest Premier & Plus 25.8k I Alaska Air 21k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k I Wells Fargo 2.5k I Bill Me Later 7k I Amazon 3.5k

Current Scores: (TU) 813, (EQ) 786
Goal Score: 820

SisterGirl · ‎12-22-2012

@KAISMOM wrote:
Might not seem like a big deal...but I applied 6 months ago and wasn't approved. So I decided since I use ebay, and I'm self employed....to try again for curiousity sake. I was pleased to be approved with a 2k limit! I guess that's a good sign! Next year I plan on making some changes, so testing the waters a bit now

Congrats ! I love surprises like that too...

SisterGirl

KAISMOM · ‎12-23-2012

I signed up for score watch...having just applied and approved for a line of credit (billmelater). Within a matter of 24 hours my score dropped from 669, to 667. Not significant...and I'm not worried as my score is climbing...inch by inch. It'll bounce back up. The line of credit will be good, having 6+ months to pay with no interest, all the better!

Southwest Premier & Plus 25.8k I Alaska Air 21k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k I Wells Fargo 2.5k I Bill Me Later 7k I Amazon 3.5k

Current Scores: (TU) 813, (EQ) 786
Goal Score: 820

Shogun · ‎12-23-2012

Yes it's a big deal. Congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ktl72455 · ‎12-24-2012

Congrats!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

staifokuzed · ‎12-24-2012

Congrats!! Nice limit to! I applied twice both ending in denial! But just got approved for Paypal MC Card. GO figure.

AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5

Epcot · ‎12-25-2012

Nice, Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

SisterGirl · ‎12-26-2012

@KAISMOM wrote:
I signed up for score watch...having just applied and approved for a line of credit (billmelater). Within a matter of 24 hours my score dropped from 669, to 667. Not significant...and I'm not worried as my score is climbing...inch by inch. It'll bounce back up. The line of credit will be good, having 6+ months to pay with no interest, all the better!

You will be BETTER than before; just think about the fact you were approved now instead of rejected ! Just have patience & do what you know it takes (charge small - pay MORE), as we've all gathered priceless information from this very AWESOME community.

SisterGirl

coreyb80 · ‎12-26-2012

Congrats OP. My wife applied for them a few weeks ago and they gave her $250.

jsucool76 · ‎12-26-2012

Just remember, I don't think BML reports, so dont expect it to help your scores at all.