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Rebuild 100% complete, $300k barrier broke!

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FalconSteve
Valued Contributor

Re: Rebuild 100% complete, $300k barrier broke!

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 91 of 108
AverageJoesCredit
Legendary Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@FalconSteve wrote:

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50


Thank you @FalconSteve  i would like to introduce you to my credit weirdo named Mr LangleySmiley Wink. $7813 credit limit LOLWUTSmiley Happy.   

Message 92 of 108
FalconSteve
Valued Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@AverageJoesCredit wrote:

@FalconSteve wrote:

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50


Thank you @FalconSteve  i would like to introduce you to my credit weirdo named Mr LangleySmiley Wink. $7813 credit limit LOLWUTSmiley Happy.   


Is it a secured card or something?

I thought my Citi ending in $400 and WF in $200 were odd, you sure showed me🤣

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 93 of 108
AverageJoesCredit
Legendary Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@FalconSteve wrote:

@AverageJoesCredit wrote:

@FalconSteve wrote:

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50


Thank you @FalconSteve  i would like to introduce you to my credit weirdo named Mr LangleySmiley Wink. $7813 credit limit LOLWUTSmiley Happy.   


Is it a secured card or something?

I thought my Citi ending in $400 and WF in $200 were odd, you sure showed me🤣


Lol, no its legit. Ive actually never had a secured card. I cant recall the sl on the card but i believe it may have been an auto cli. How they figured that limit is beyond meSmiley Wink. Cant really do anything about it as they wont extend any more credit. I have CUs who dont trust me with a $100 credit card, which they wont even give, while others trust me with a 33k cc go figureSmiley Wink

Message 94 of 108
FalconSteve
Valued Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@AverageJoesCredit wrote:

@FalconSteve wrote:

@AverageJoesCredit wrote:

@FalconSteve wrote:

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50


Thank you @FalconSteve  i would like to introduce you to my credit weirdo named Mr LangleySmiley Wink. $7813 credit limit LOLWUTSmiley Happy.   


Is it a secured card or something?

I thought my Citi ending in $400 and WF in $200 were odd, you sure showed me🤣


Lol, no its legit. Ive actually never had a secured card. I cant recall the sl on the card but i believe it may have been an auto cli. How they figured that limit is beyond meSmiley Wink. Cant really do anything about it as they wont extend any more credit. I have CUs who dont trust me with a $100 credit card, which they wont even give, while others trust me with a 33k cc go figureSmiley Wink


Maybe they base it on a formula? Was your income an odd amount when they decided this?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 95 of 108
AverageJoesCredit
Legendary Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@FalconSteve wrote:

@AverageJoesCredit wrote:

@FalconSteve wrote:

@AverageJoesCredit wrote:

@FalconSteve wrote:

Congrats! @AverageJoesCredit 

 

Breaking 300k is insanely impressive.

 

Also, how did you end up with such an odd amount? I've never seen a credit limit that doesn't end in $100 or a very small limit that ends in $50


Thank you @FalconSteve  i would like to introduce you to my credit weirdo named Mr LangleySmiley Wink. $7813 credit limit LOLWUTSmiley Happy.   


Is it a secured card or something?

I thought my Citi ending in $400 and WF in $200 were odd, you sure showed me🤣


Lol, no its legit. Ive actually never had a secured card. I cant recall the sl on the card but i believe it may have been an auto cli. How they figured that limit is beyond meSmiley Wink. Cant really do anything about it as they wont extend any more credit. I have CUs who dont trust me with a $100 credit card, which they wont even give, while others trust me with a 33k cc go figureSmiley Wink


Maybe they base it on a formula? Was your income an odd amount when they decided this?


Dont think so but for sure had nowhere near the debt i have nowSmiley Wink

Message 96 of 108
UH_HUH
Valued Contributor

Re: Rebuild 100% complete, $300k barrier broke!

Well Hell Fire @AverageJoesCredit 

Thats some awesome news buddy!!!!

Congratulations on 300K and getting back in with

your bank. Couldn't happen to a more

deserving guy :-) 

 Hope you enjoy every swipe Sir 

Cheers

Message 97 of 108
AverageJoesCredit
Legendary Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@UH_HUH wrote:

Well Hell Fire @AverageJoesCredit 

Thats some awesome news buddy!!!!

Congratulations on 300K and getting back in with

your bank. Couldn't happen to a more

deserving guy :-) 

 Hope you enjoy every swipe Sir 

Cheers


Thanks my friend. Been swiping away though only thing i dont like its not like a normal cc website interface so i have to see when i can start paying these charges. Dont know if its until a statement cuts or not lol . But improving my opportunities with them is more important than actually having the cc. Great day buddySmiley Happy

Message 98 of 108
Jordan23ww
Valued Contributor

Re: Rebuild 100% complete, $300k barrier broke!

Congratulations on your approval and crossing  the $300k threshold! What a comeback you have made during your rebuild!🔥🔥🔥🔥🔥

      


Message 99 of 108
AverageJoesCredit
Legendary Contributor

Re: Rebuild 100% complete, $300k barrier broke!


@Jordan23ww wrote:

Congratulations on your approval and crossing  the $300k threshold! What a comeback you have made during your rebuild!🔥🔥🔥🔥🔥


Thanks manSmiley Happy. I still cant believe it. I want to total up my closed accounts just to see my theoritical total credit achieved just for giggles.  Maybe ill add that stat in my next post, been holding off a couple days waiting for something to come in that blew me away. Its crazy how sone lenders can give you the brush off with nary a chsnce to prove oneself yet others will reward you for good credit habits. Stay tuned 😆 

Message 100 of 108
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