Rebuilding with Mission Lane = CLI.

CardHunter · ‎10-31-2021

Mission Lane is one of my rebuild cards I opened about 6 1/2 months ago with a starting line of $1,000. I received a email yesterday stating they raised my credit limit to $1,500. First 3 months I ran about $1,500 - $2,000 through the card PIF every month and the past 3 months I've just been letting my AT&T Bill auto pay on this card (about $85) so I can show my Ollo card some usage. I'm still holding out and waiting in the garden to get the Wal-Mart MasterCard in the near future and the Lowe's card (already pre approved for $2,000) but I'm waiting till late winter /spring to accept. Thank you myFICO!

Fico Bankcard Score 9 (Ollo) 601

Experian Fico score 8 588

Income $96,000

Irv02 · ‎10-31-2021

Congrats on your CLI!!

Red1Blue · ‎10-31-2021

@CardHunter wrote:
Mission Lane is one of my rebuild cards I opened about 6 1/2 months ago with a starting line of $1,000. I received a email yesterday stating they raised my credit limit to $1,500.

@CardHunterCongrats on your CLI. I got my Mission Lane Card in July 2021, with $1000 Limit. So far I like the card and no complaints. For me so far only 2 statements cut. I am putting only $150-$250 / month on this card. I want to see what kind of CLI they would give me after 6 months/6 statements. I know they said first CLI after 6 months or 6 statements. Do you have any idea when they might give second CLI for us. Did you get the cash back card or regular card. I got a regular card with no AF. After that they launched a 1% cash back card. I called and asked they can do PC but I was told no they can not do PC once the card is issued.

cashorcharge · ‎10-31-2021

Congratulations on your CLI!!

CardHunter · ‎10-31-2021

@Red1Blue wrote:
@CardHunter wrote:
Mission Lane is one of my rebuild cards I opened about 6 1/2 months ago with a starting line of $1,000. I received a email yesterday stating they raised my credit limit to $1,500.

@CardHunterCongrats on your CLI. I got my Mission Lane Card in July 2021, with $1000 Limit. So far I like the card and no complaints. For me so far only 2 statements cut. I am putting only $150-$250 / month on this card. I want to see what kind of CLI they would give me after 6 months/6 statements. I know they said first CLI after 6 months or 6 statements. Do you have any idea when they might give second CLI for us. Did you get the cash back card or regular card. I got a regular card with no AF. After that they launched a 1% cash back card. I called and asked they can do PC but I was told no they can not do PC once the card is issued.

I think the 2nd increase comes after 1 year at least that's what my research is finding. I have the regular no AF card as well.

Red1Blue · ‎10-31-2021

@CardHunter wrote:
I think the 2nd increase comes after 1 year at least that's what my research is finding. I got the regular no AF card as well.

Thanks. That is what I am thinking too. I got First Savings Bank MasterCard and Blaze MasterCard. They both are in the same tier as Mission Lane. They both gave me CLI after 6 months and second CLI after 12 months after the First CLI. I am thinking Mission Lane would be the same. From what I know they pull TU. I freeze all 3 reports. I wonder if I have to unfreeze the report before they can do the auto CLI. I'll worry about it in the next 4 months when my card reaches 6 months age. Once again congrats on your CLI.

CardHunter · ‎10-31-2021

@Red1Blue wrote:
@CardHunter wrote:
I think the 2nd increase comes after 1 year at least that's what my research is finding. I got the regular no AF card as well.
Thanks. That is what I am thinking too. I got First Savings Bank MasterCard and Blaze MasterCard. They both are in the same tier as Mission Lane. They both gave me CLI after 6 months and second CLI after 12 months after the First CLI. I am thinking Mission Lane would be the same. From what I know they pull TU. I freeze all 3 reports. I wonder if I have to unfreeze the report before they can do the auto CLI. I'll worry about it in the next 4 months when my card reaches 6 months age. Once again congrats on your CLI.

Thank you! Best wishes & good luck on your credit journey!

CreditAggie · ‎10-31-2021

Congratulations on your Mission Lane CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

SUPERSQUID · ‎10-31-2021

@Red1Blue wrote:
@CardHunter wrote:
I think the 2nd increase comes after 1 year at least that's what my research is finding. I got the regular no AF card as well.
Thanks. That is what I am thinking too. I got First Savings Bank MasterCard and Blaze MasterCard. They both are in the same tier as Mission Lane. They both gave me CLI after 6 months and second CLI after 12 months after the First CLI. I am thinking Mission Lane would be the same. From what I know they pull TU. I freeze all 3 reports. I wonder if I have to unfreeze the report before they can do the auto CLI. I'll worry about it in the next 4 months when my card reaches 6 months age. Once again congrats on your CLI.

I think if its an automatic cli its a sp

Red1Blue · ‎10-31-2021

@SUPERSQUID wrote:
I think if its an automatic cli its a sp

I dont know. When I was dealing with FSB/Blaze they want me to unfreeze TU and call them back again. I froze all 3 reports and for now I am going to leave them freezee the way they are and worry about it when the time comes.