Rebuilding with Mission Lane = CLI.

[SUPERSQUID]

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@Red1Blue wrote:

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@SUPERSQUID wrote:

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I think if its an automatic cli its a sp

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I dont know. When I was dealing with FSB/Blaze they want me to unfreeze TU and call them back again. I froze all 3 reports and for now I am going to leave them freezee the way they are and worry about it when the time comes.

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I just gat an automatic cli from FSB this week and it was sp. last week i got an automatic cli from Legacy {same bank as FSB}, it was also a sp.

[coreyb80]

Congrats on the increase!

[KingRue8500]

Congrats on your Mission Lane CLI

[Red1Blue]

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@SUPERSQUID wrote:

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@Red1Blue wrote:

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@SUPERSQUID wrote:

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I think if its an automatic cli its a sp

---

I dont know. When I was dealing with FSB/Blaze they want me to unfreeze TU and call them back again. I froze all 3 reports and for now I am going to leave them freezee the way they are and worry about it when the time comes.

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I just gat an automatic cli from FSB this week and it was sp. last week i got an automatic cli from Legacy {same bank as FSB}, it was also a sp.

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I agree it is a soft pull. But your TU needs to be unfrozen for them to do soft. Mine I always keep them frozen.

[Sub16610]

Congrats on your Mission Lane cli!

[M_Smart007]

Congrats on your Mission Lane CLI

[CH-7-Mission-Accomplished]

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@Red1Blue wrote:

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@SUPERSQUID wrote:

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@Red1Blue wrote:

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@SUPERSQUID wrote:

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I think if its an automatic cli its a sp

---

I dont know. When I was dealing with FSB/Blaze they want me to unfreeze TU and call them back again. I froze all 3 reports and for now I am going to leave them freezee the way they are and worry about it when the time comes.

---

I just gat an automatic cli from FSB this week and it was sp. last week i got an automatic cli from Legacy {same bank as FSB}, it was also a sp.

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I agree it is a soft pull. But your TU needs to be unfrozen for them to do soft. Mine I always keep them frozen.

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I don't understand this statement, that your reports need to be unfrozen for a SP.   I haven't unfrozen my reports in years and have requested and received many SP CLI's.   It's my understanding that any creditor with a permissible purpose may soft you, but they can only make an HP work if the reports are unlocked.   Am I missing something?   Please enlighten me.   Thanks!

[Total80sKid]

Congrats on your ML CLI 👍🏼

[Red1Blue]

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@CH-7-Mission-Accomplished wrote:

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@Red1Blue wrote:

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@SUPERSQUID wrote:

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@Red1Blue wrote:

---

@SUPERSQUID wrote:

---

I think if its an automatic cli its a sp

---

I dont know. When I was dealing with FSB/Blaze they want me to unfreeze TU and call them back again. I froze all 3 reports and for now I am going to leave them freezee the way they are and worry about it when the time comes.

---

I just gat an automatic cli from FSB this week and it was sp. last week i got an automatic cli from Legacy {same bank as FSB}, it was also a sp.

---

I agree it is a soft pull. But your TU needs to be unfrozen for them to do soft. Mine I always keep them frozen.

---

I don't understand this statement, that your reports need to be unfrozen for a SP.   I haven't unfrozen my reports in years and have requested and received many SP CLI's.   It's my understanding that any creditor with a permissible purpose may soft you, but they can only make an HP work if the reports are unlocked.   Am I missing something?   Please enlighten me.   Thanks!

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If you read my earlier message I am referring to First Savings MasterCard and Blaze MasterCard. They do soft but they require the credit reports not frozen. At the end there is no Hard Inq. I have no idea why they want the TU unfrozen. I am not going to argue with them how they run their business and how they pull the report.

[gdale6]

Grats to your success and the increase