Recent approvals

[Anonymous]

Starting the rebuild process after BK.
Applied and approved for capital one QS1 with credit line of 2K and capital one platinum with credit line of 1K within the last month. Saturday applied for Nfcu and recieved confirmation of approval for $500 with 13.99%.
My question is should I recon Nfcu or just use it and wait for the CLI increase automatically. I don't want to be selfish but their apr will be much lower than capital one after I am out of the 0% promo phase. I plan on paying in full or having a small balance 5%. I am headed to the garden now.
Any options/ advice would be appreciated.

[alvon123]

congrats on your recent approvals

[9CLINE]

Congats on your approvals and rebuiling progress

I am not familar with NFCu, but I have seen a lot of forum users have cards w/ them,so later today they will steer you in the right direction..

[coldnmn]

Congrats on your approvals! Maybe this link will help. Thanks for sharing.

http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/m-...

[Anomalous]

Thanks for sharing! Congratulations!

[MissMoni223]

CONGRATS on your approvals. Not familiar with NFCU, but after 6 mths you can always ask Cap1 for an APR reduction via EO. They are pretty good at lowering the APR.

[Anonymous]

Congrats!

[b_diddy]

Congrats!

[Anonymous]

Congrats, nice

[Anonymous]

i as well just went through a BK discharge February. This weekend I decided to app spree, first with Barclays then Discover. I was approved for both, which surprised me a bit. The next day, after swaying back and fourth on three HPs, went for Capital One Quicksilver and declined. I just discovered this site one week ago and so grateful.