Threw $20 in a savings account a several months back, ended up getting pre-approved for auto loan/personal loan/visa sig CC/regular CC
Exp Fico 9 was probably around ~770 at the time?
I accepted the offer for the visa signature card.
I accepted the offer, no HP, they sent me documents to electronically sign and that's all I had to do. Didn't ask for any proof of FFA membership. Apperantly they sent me the wrong documents to sign for the non-signature version, so a very nice underwriting? representative called and corrected the issue and provided me the correct documents to sign and was sent the card within 10 days.
I wouldn't personally risk applying without the pre-approval, apperantly people don't have a choice when they apply if they get the signature or not? Not sure how it works now, just what I've been reading.
Support is US based, but isn't as nice and as graceful as Navy Fed/Discover are.
They confirmed I met the spend for the bonus, but I think they're going to wait out the entire 90+45 days in the terms to pay out the bonus.
5% gas/restaurants
3% groceries, discount stores, wholesale clubs, utilities, phone and streaming services
1.5% catch all
cashback is rather quick and easily goes into the savings account which can be moved out at any time
I would 100% make an account here and wait for pre-approvals to populate for you if you're willing to risk the Visa Signature getting nerfed sometime in the future. Hoping for another AOD situation where if there's nerfs, people who already have it get to keep it.
the google wallet/apple wallet image for the card is horrid with the vertical image of the card on the right side, are all vertical cards like this?
reasonably competetive pre-approval offers are still up for me as well
Congrats on the approval!! 🎉🚀🚀🚀
Congrats on the new approval!
Congrats on your approval !
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Grats on your approval!!
Took a look at the CC seems good as long as 1 point is 1 cent do you know if it in fact is??
