Restoration Hardware

[pa850]

Thank you.

[BeingMaryJane]

Are they still inquiry sensitive like the regular Comenity cards?  With scores in the 700s and 20 Inqs  on EQ (just bought a house) I have been denied Crate and PB...due to inquiries. They're doing friends and family now...with a great financing offer. They wouldn't even do reconsideration bc of the Inqs.

[Anonymous]

Congrats!!!

[Creditaddict]

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@BeingMaryJane wrote:

Are they still inquiry sensitive like the regular Comenity cards?  With scores in the 700s and 20 Inqs  on EQ (just bought a house) I have been denied Crate and PB...due to inquiries. They're doing friends and family now...with a great financing offer. They wouldn't even do reconsideration bc of the Inqs.

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kind of surprised... PB was one of my first comenity cards with low 600 score.

I got RH just a few months back and for sure had over 20 inquiries!

[Anonymous]

You better ask for double the CL because with the prices they have, you be maxed out after buy two lamps. Their suff is beautiful though, yet very expensive. 

[someg33k]

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@Creditaddict wrote:

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@BeingMaryJane wrote:

Are they still inquiry sensitive like the regular Comenity cards?  With scores in the 700s and 20 Inqs  on EQ (just bought a house) I have been denied Crate and PB...due to inquiries. They're doing friends and family now...with a great financing offer. They wouldn't even do reconsideration bc of the Inqs.

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kind of surprised... PB was one of my first comenity cards with low 600 score.

I got RH just a few months back and for sure had over 20 inquiries!

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PB shot me down last year at the same time I was approved for RH with 8k starting limit. RH card is a year old now with a 14K limit. 

I was told max of 15k unless you are doing a "big ticket purchase".

[BeingMaryJane]

I am not sure what the problem is... It's really messing with me. I feel like I should get instant approval. I wonder if it's because I have EX frozen. But they pull EQ and deny for inquiries...

[Anonymous]

Congrats!  That's a very nice store.

[BeingMaryJane]

Just applied. Got the same we'll let you know in 7-10 days. Why does Comenity hate me lol!

[bodyboy1]

>  Yes! & NO!     store card yes,   BIG BOX NO!    Restoration Hardware is An Upscale speaciality store for the home.     very nice expensive stuff.

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@padme wrote:
Just wondering.. that's just a store card right? Big box?

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