Robinhood Gold Card Approval!

[CreditAggie]

Congratulations on your Robinhood Gold approval!

[TJHunt]

To be honest I'm not a gold member. I created an account 10 years ago and have not touched it since but somehow I got a gold card offer... And was approved. 

[ElvisCaprice]

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@Tiggr wrote:

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@FicoMike0 wrote:

Congratulations!

Who is their bank?

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Coastal Community Bank according to the cardholder agreement.

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Congratulations, finally!!!

The same bank used for the Aven Rewards Visa which I have.  I'm a frugal low spender so the 10k cap @3% per year suits me just fine with the Aven.  No FTF or AF.   No rewards exclusions known (unlike Robinhood Gold).

But, I would like to get the Robinhood Gold for a backup.  Never know when a nerf could come for either 3% CC's.  But have a feeling the 3% will be around for a long time since it benefits both of their business platforms, which they profit from.    Want to get a Robinhood Gold membership for the IRA 3% contribution SUB, but don't want to do it till Robinghood gives me the CC also.  Thus I wait.  See that alot of folks are getting off the waitlist which is a good thing.  Avoiding a Hard Pull is also a good thing (sounds doable if you keep Experian frozen, from other data points).

[cchunter]

Mine got chopped from 25K to 5K due to low spending. Never experienced it before. It sucks

[Janneman]

Received an invitation for this Gold Card a few days ago, but not interested....not only that I am preserving my 5/24 status by not applying personal cards, but also I do not trust this bank as they are known to chop CL....I have X1 for the last 4 yrs with $42.5k CL...and most I have ever charged on this card is $35....So far CL is not lowered, but I know its coming ...just a matter of when....Do you guys think its worth taking the wasting the space of 5/24? For the last two years I was in garden strickly but since May I got 3 chase cards, one personal and two business....and still wanna get more Chase cards until I am done....And I also obtained Citi AA, Barclay's Aviator AA, Jovia Safety line (overdraft protection)....So, I am back to 4/24 and can't afford anymore personal card if I would like to get more Chase card (especially business ones)...

[Pppoolboy]

I personally don't see the allure of Chase cards but that's just me.  I also don't care about signup bonuses so I'm an outlier but personally I blew past 5/24 years ago and have never looked back.  To be on-topic though, just got the RH gold card today thanks to a lovely poster who posted a fine waitlist-bypass link.

[Dre-Hakk]

**bleep**, that's crazy bro. I just got on the waitlist 2 days ago; added a few bucks to some stocks, added $100 to the brokerage, and added $100 to the spending "debit" card account. Then applied on Credit Karma. It transferred me back to Robinhood and was approved instantly for $10K. 

I think it has to do with that spending account. 

[teeeejaay]

Did you not spend on it at all or minimal?