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Good morning everyone,
Woke up to an alert - SDFCU gave me a CLI on my Premium Cash Back card. 5k -> 9k (I've been hoping for a 10k limit since the card turned 6mos old, but alas). I hesitate to call it "auto" luv, because SDFCU wouldn't know auto-anything, so let's call it "unprompted" luv.
DPs
Opened @5k a year ago (12/2019)
FICO2: 756 (currently, just about where it was when I applied since FICO2 hates new accounts and I can't garden to save my life)
It's my 2% non-cat/daily driver and I put a significant amount of spend on it (cyling it sometimes).
I've been using it less lately, but did throw down a set of tires on it yesterday (the day after statement closed).
Whatever you want to call it... I call it fantabulous!!! Don't look a gift horse...
Congrats on your early Christmas present!!
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ha ha Congrats on your "unprompted" luv!
Congrats on the CLI
Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590














Love auto-CLI's!
Congratulations!
Congrats on the auto-CLI!
I know nothing about that lender, but maybe you can call CS to have them recon the auto-CLI amount and possibly a human being can get you bumped up that last click to the $10k you desire?
Congratulations!
@Anonymous wrote:Congrats on the auto-CLI!
I know nothing about that lender, but maybe you can call CS to have them recon the auto-CLI amount and possibly a human being can get you bumped up that last click to the $10k you desire?
@Anonymous - while not a bad suggestion, I'll let it be. SDFCU is -very- conservative and if you look at them sideways they'll pull FICO2 on you, and I don't strictly need that last $1k. I'm happy to let it grow naturally and see where it goes.
Thanks everyone! After how this year has run for me, it's nice to see good stuff coming credit-wise ![]()