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SECU Approval - 20k

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Valued Contributor

Re: SECU Approval - 20k


@CreditCuriosity wrote:

Thanks all!

 

@credit_is_crack  would be MD Smiley Happy


That would be good info to add to the OP -- Google of SECU took me to NC. Didn't notice a MD version.

But my search-foo is not the strongest ...Smiley Wink

 

Anyhoo -- Congrats! on an excellent approval, CC. Smiley Happy Ca-Ching!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 21 of 36
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Super Contributor

Re: SECU Approval - 20k

Nice approval. So what is the rewards program exactly? I know different CUs use different point systems. What are these points? Good value?

 

Obviously your AOD card basically trumps it unless the points are more than 1cpp, but nevertheless, it's good to have options

Message 22 of 36
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Moderator

Re: SECU Approval - 20k


@kdm31091 wrote:

Nice approval. So what is the rewards program exactly? I know different CUs use different point systems. What are these points? Good value?

 

Obviously your AOD card basically trumps it unless the points are more than 1cpp, but nevertheless, it's good to have options


points are worth 1CPP with this CU.  Yes AOD trumps it for sure, sign up bonus is very easy for me personally and I am as mentioned in other posts moving away from big banks for the time being to CU's for various reasons.  No AA yet on any big bank accounts, but plan on downgradinig CSR to CS soon for forseeable future and only be left with a few hotel cards with free night stays with AF until thinigs change a bit in the world/economy, etc...

 

AOD is seeing a big portion of my spend unless its a 0% thing as remodeling my house with regards to furniture since so much time teleworking so if buying stuff i can pay off that month use cash if takes a few months will use a 0% card that i have tons of as well.  Just lender diversiity with CU's as have 4 CU's with cards at this time.  This card had a decent apr, decent rewards and a fairly good sign-up bonus and a fairly generous CL I got.

Message 23 of 36
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Mega Contributor

Re: SECU Approval - 20k


@jazmar wrote:

very sexy looking

 

secu.PNG


Careful, that is almost the 5 thingsSmiley Very Happy

Message 24 of 36
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Mega Contributor

Re: SECU Approval - 20k


@Dinosaur wrote:

@credit_is_crack wrote:

Hot Dang @CreditCuriosity   

 

Congrats on the solid SL and APR. between this and AKC you're up $35k!

Assumming this is the Maryland CU and not North Carolina CU? I'm struggling to not take a stab at this one lol


Do not let @CreditCuriosity   one up you for sure? Checked website and see 7.75% Apr! What the heck ... Smiley Very Happy


@Dinosaur.. Troublemakersmiley-laughing emoticon.gif

Message 25 of 36
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Frequent Contributor

Re: SECU Approval - 20k

Congrats 🎈🍾🎉🎊
🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅


2018 Dec Starting Score: 700
Current Score: 768
Achieved Goal Score 2020: 800


Take the myFICO Fitness Challenge












Message 26 of 36
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Senior Contributor

Re: SECU Approval - 20k

Congrats on your new SECU VS card!

Currently: Gardening since 04/2020




Message 27 of 36
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Valued Contributor

Re: SECU Approval - 20k

@CreditCuriosity  A big Congratulations and awesome SL!!

Message 28 of 36
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Super Contributor

Re: SECU Approval - 20k


@M_Smart007 wrote:

@Saeren wrote:

Congrats CC, looks like a great card!


The AOD looks lonely in the Siggy.

 

@AllZero  Made me do it.Smiley Very Happy


The spot next to AOD is waiting for Cash+. Smiley Wink

✌️
Message 29 of 36
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Mega Contributor

Re: SECU Approval - 20k


@Saeren wrote:

@M_Smart007 wrote:

@Saeren wrote:

Congrats CC, looks like a great card!


The AOD looks lonely in the Siggy.

 

@AllZero  Made me do it.Smiley Very Happy


The spot next to AOD is waiting for Cash+. Smiley Wink


 

WooHooSmileyWave-vi.gif

Message 30 of 36
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