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SP CLI Cap1

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CreditExpressNJ
Established Contributor

SP CLI Cap1

So i contacted the EO by email a few days back and requested a credit limit increase because i could not really use the card with a $200 CL .... went through teh basic income verification steps etc... today i login which is about 3 days later not including the weekend and see i have a $800 limit make that it a $600 CLI and i hope i'm still in credit steps so when i reach month 5 i get another increase... i guess thats better than nothing hearing how conservative Cap1 is.

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 1 of 6
5 REPLIES 5
jbrown773
Contributor

Re: SP CLI Cap1

how long have you had the account for when you contacted EO for cli?


Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700


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Message 2 of 6
CreditExpressNJ
Established Contributor

Re: SP CLI Cap1


@jbrown773 wrote:

how long have you had the account for when you contacted EO for cli?


I got it in September through EO recon and then this month i sent them another email regarding the CL so fairly new with everything..

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 3 of 6
jbrown773
Contributor

Re: SP CLI Cap1

Can you pm me the email addy so I can try that too. Did you send it in the form of a gw letter also?


Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700


Take the myFICO Fitness Challenge
Message 4 of 6
CreditExpressNJ
Established Contributor

Re: SP CLI Cap1

No i just sent a request letting them know how i feel about the credit limit and that i could not really use the card basically give a detailed reason why your not satisfied with your current limit.. and PM SENT
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 5 of 6
k-s
Regular Contributor

Re: SP CLI Cap1

I also contacted the EO for CLI and basically got the same thing. Up from $750-$1000. I'm going to call my rep again and see if there's anything else he can do.
EQ MyFICO: 719 - Discover It TU FICO: 749 - EX 728
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