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After paying off some high balances, I applied for 4 cards since I only had 2 - 4 inquires on my reports.
Uber Barclays
Discover it Chrome
AMEX Everyday
Cap One Venture
I have a BK from 4 years ago and my scores are currently EQ 661 TU 691 EX 637. I have a CareCredit account and they are balance chasing me which screwed up my UTI. Other than that, no late payments and no collections. I have about six sub prime cards with 0 - 28% uti. Anywho...
I was denied the AMEX because of the BK. I read some places on here the AMEX ED was ok with BKs but I guess not.
however i did get approved for the Uber Barlcays (the rewards are perfect for me) and Discover it Chrome. The Barclays I had to recon.
I am still waiting on Cap One's response. I 've been with them for a few years and have had ZERO luck in getting my platinum CL increased.
Barclays gave me a starting limit of 750 and Discover 1400. Im hoping I can get these increased in the next 6 months.
I owe it all to this forum and everyones knowledge. Thank you!
Congratulations on your two approvals!










Congrats!
congrats




Your likely not gonna get anywhere with your Platinum Cap One.. that card is bucketed..
If you wanted a Cap One Product id use the prequalify and app in a few months..
(Noticed you apped for the Venture hopefully youll get it, if not, you can try in a few months and use the prequalify website)
Wait at least a week after your third statement on the Discover ( roughly 3 months and a few days) and see if they autoluv you...
Cant help with the CLIs on Barclay's cards.. but it might take a bit ...
-J



