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SUCCESS! APP SPREE! 2 APPROVALS!

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Anonymous
Not applicable

SUCCESS! APP SPREE! 2 APPROVALS!

After paying off some high balances, I applied for 4 cards since I only had 2 - 4 inquires on my reports.

 

Uber Barclays 

Discover it Chrome

AMEX Everyday

Cap One Venture

 

I have a BK from 4 years ago and my scores are currently EQ 661 TU 691 EX 637. I have a CareCredit account and they are balance chasing me which screwed up my UTI. Other than that, no late payments and no collections. I have about six sub prime cards with 0 - 28% uti. Anywho...

 

I was denied the AMEX because of the BK. I read some places on here the AMEX ED was ok with BKs but I guess not. 

 

however i did get approved for the Uber Barlcays (the rewards are perfect for me) and Discover it Chrome. The Barclays I had to recon. 

 

I am still waiting on Cap One's response. I 've been with them for a few years and have had ZERO luck in getting my platinum CL increased. 

 

Barclays gave me a starting limit of 750 and Discover 1400. Im hoping I can get these increased in the next 6 months. 

 

I owe it all to this forum and everyones knowledge. Thank you!

Message 1 of 6
5 REPLIES 5
19eighty5
Senior Contributor

Re: SUCCESS! APP SPREE! 2 APPROVALS!

Congratulations on your two approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 6
Anonymous
Not applicable

Re: SUCCESS! APP SPREE! 2 APPROVALS!

Congrats!

Message 3 of 6
alvon123
Super Contributor

Re: SUCCESS! APP SPREE! 2 APPROVALS!

congrats


Message 4 of 6
joltdude
Senior Contributor

Re: SUCCESS! APP SPREE! 2 APPROVALS!

Your likely not gonna get anywhere with your Platinum Cap One.. that card is bucketed..

If you wanted a Cap One Product id use the prequalify and app in a few months..

 

(Noticed you apped for the Venture hopefully youll get it, if not, you can try in a few months and use the prequalify website)

https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Card-Asset-Backed-Securities-ABS-and-w...

 

Wait at least a week after your third statement on the Discover ( roughly 3 months and a few days) and see if they autoluv you...

 

Cant help with the CLIs on Barclay's cards.. but it might take a bit ... 

 

-J

 

Message 5 of 6
Anonymous
Not applicable

Re: SUCCESS! APP SPREE! 2 APPROVALS!

Congrats!
Message 6 of 6
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