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Sam's Club MC

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Bmac66
Frequent Contributor

Sam's Club MC

$5k sl. Instant approval in the club with $45 off first purchase. 5% back on gas (where we buy all our gas) and 3% back on dining and entertainment. 1% on everything else. Might be a good card that have. 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Sam's Club MC

NIce.... those are great benefits! Grats!

Message 2 of 12
Bmac66
Frequent Contributor

Re: Sam's Club MC

Thanks and I should have added the 5% back on gas is at any gas station, not just Sam's!

Message 3 of 12
UncleB
Credit Mentor

Re: Sam's Club MC


@Bmac66 wrote:

$5k sl. Instant approval in the club with $45 off first purchase. 5% back on gas (where we buy all our gas) and 3% back on dining and entertainment. 1% on everything else. Might be a good card that have. 


Congrats!

 

I absolutely love my Sam's Club MasterCard!  I get around $30 back each month for just hotels and fast food... which more than justifies my membership even if I never step foot in a club!

 

As a side-note, the disclosure says that "other" warehouse clubs and "certain" grocery stores (specifically Kroger) aren't included in the 5% for gas, but I've found that when I buy gas at Kroger I do get 5% back, so if you have a Kroger nearby you have that option as well.  Smiley Very Happy

Message 4 of 12
OmarGB9
Community Leader
Super Contributor

Re: Sam's Club MC

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 12
alextercero
Super Contributor

Re: Sam's Club MC

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 12
Anonymous
Not applicable

Re: Sam's Club MC

Congratulations BMac, very nice!

Message 7 of 12
Anonymous
Not applicable

Re: Sam's Club MC

Congrats!  Is the Sam's Club MC generally a bit stingy in credit limits?

Message 8 of 12
AirlinerDudeB6
Regular Contributor

Re: Sam's Club MC


@Anonymous wrote:

Congrats!  Is the Sam's Club MC generally a bit stingy in credit limits?


Initially they can be.  

 

Other people will say that Sync either loves you or hates you...I dont really have any data on that one.

 

But if you treat them good and play their "4 statement" game, the limit can grow.

 

Mine sits at $25k right now.

Discover It - $25.5k | Sam's Club MasterCard - $25k | Chase Sapphire Reserve $23.8k | Amex EveryDay - $23k | Barclays JetBlue - $23k | Citi TYP - $7.1k | Cap1 Quicksilver WMC - $7k | Marriott Rewards Premier Visa Signature - $6.5k | Chase Freedom - $3.2k | Amex Gold - NPSL |
TU 08 FICO - 812 | EQ 08 FICO - 799 | EX 08 FICO - 793 |

Utilization - 16% | AAOA - 4.3 years | In Garden - Since 9/6/16
Message 9 of 12
UncleB
Credit Mentor

Re: Sam's Club MC


@AirlinerDudeB6 wrote:

@Anonymous wrote:

Congrats!  Is the Sam's Club MC generally a bit stingy in credit limits?


Initially they can be.  

 

Other people will say that Sync either loves you or hates you...I dont really have any data on that one.

 

But if you treat them good and play their "4 statement" game, the limit can grow.

 

Mine sits at $25k right now.


+1

 

I'm hoping this is the case with me... I have a Lowe's at $7450, Care Credit at $8k, and Belk at $3400.

 

But they started me at $1500 on my Sam's MasterCard.  Smiley Frustrated

 

I've not yet tried calling Credit Solutions (the limit is workable at the moment) but I was hoping for a bit more.

 

On a positive note - of all my cards, this is by far the most profitable at the moment... I'm earning $30+ each month in rewards!

Message 10 of 12
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