NERD not to be the voice of disdain, but I apped for this card months ago and was denied with a 704 at the time. A 682 is highly unlikely as their sole reason for denial www "Failed Score cutoff"'!!!! I'I talked to an UW directly too and did w written recon, no go. Score too low. Even WITH higher scores the approvals I've seen are terribly low. $2800 on a 709 score ? How are you supposed to BT anything to that.
I would
Not waste a HP here at all. Move on as the chances of approval are near zero as their UW for their CC is very very tight.