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Santander Ultimate Cashback

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SouthJamaica
Mega Contributor

Santander Ultimate Cashback

I pulled the lever for the new Santander Ultimate Cashback card, got approved for 9k.

 

Probably shouldn't have applied but couldn't resist a 1.5% cashback card which also has no balance transfer fees, no cash advance fees, and no foreign transaction fees.... a pretty rare bird in my book.

 

They pulled EX. I had lots of inquiries and new accounts.

 

 


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 710 TU 711 EX 708




13 REPLIES 13
CreditMagic7
Mega Contributor

Re: Santander Ultimate Cashback

You have such an uncanny knack SouthJamaica for continous approval strings.

 

Congrats on this newest one. $9K SL out of the gate is not too shabby at all when you add with it those other benefits that come along.

 

 

Message 2 of 14
SouthJamaica
Mega Contributor

Re: Santander Ultimate Cashback


@CreditMagic7 wrote:

You have such an uncanny knack SouthJamaica for continous approval strings.

 

Congrats on this newest one. $9K SL out of the gate is not too shabby at all when you add with it those other benefits that come along.

 

 


I have an equally impressive denial string Smiley Happy Especially from credit unions, who don't seem to like my approval string Smiley Happy


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 710 TU 711 EX 708




Message 3 of 14
Anonymous
Not applicable

Re: Santander Ultimate Cashback

Congratulations but be careful on those Barclay cards you have -- they're infamous for major credit line decreases for people with a lot of inquiries and new accounts.

Message 4 of 14
AverageJoesCredit
Legendary Contributor

Re: Santander Ultimate Cashback

Put your strings together you just might create the Big Bang TheorySmiley Wink

Congrats SJSmiley Happy
Message 5 of 14
SouthJamaica
Mega Contributor

Re: Santander Ultimate Cashback


@Anonymous wrote:

Congratulations but be careful on those Barclay cards you have -- they're infamous for major credit line decreases for people with a lot of inquiries and new accounts.


That hangs over my head; I specifically thought, with this card, that I hope this one isn't the straw that breaks Barclay's back and gets them to pull the plug on me. Because I do love that Ring card, and have become very fond of the JetBlue card.

 

I try to stay out of Barclay's hair, and off their radar, and throw them bones from time to time -- like charging some purchases on the Ring card even though it has no rewards Smiley Happy

 

And I pray that they will let me be Smiley Happy

 

 


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 710 TU 711 EX 708




Message 6 of 14
Anonymous
Not applicable

Re: Santander Ultimate Cashback

Congratulations, SJ! Yet another in the win column! Your successes are amazing! Smiley Happy

Message 7 of 14
B335is
Moderator Emeritus

Re: Santander Ultimate Cashback


@SouthJamaica wrote:

@CreditMagic7 wrote:

You have such an uncanny knack SouthJamaica for continous approval strings.

 

Congrats on this newest one. $9K SL out of the gate is not too shabby at all when you add with it those other benefits that come along.

 

 


I have an equally impressive denial string Smiley Happy Especially from credit unions, who don't seem to like my approval string Smiley Happy


We should compare CU denial notes sometime, I feel the same way.  Congrats on the approval!

Message 8 of 14
SouthJamaica
Mega Contributor

Re: Santander Ultimate Cashback


@B335is wrote:

@SouthJamaica wrote:

@CreditMagic7 wrote:

You have such an uncanny knack SouthJamaica for continous approval strings.

 

Congrats on this newest one. $9K SL out of the gate is not too shabby at all when you add with it those other benefits that come along.

 

 


I have an equally impressive denial string Smiley Happy Especially from credit unions, who don't seem to like my approval string Smiley Happy


We should compare CU denial notes sometime, I feel the same way.  Congrats on the approval!


Many credit unions have denied me for PLOCs and credit cards because I have too much credit.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 710 TU 711 EX 708




Message 9 of 14
Total80sKid
Senior Contributor

Re: Santander Ultimate Cashback

Congrats, SJ! Smiley Happy
Message 10 of 14
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