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Savor One (for Good Credit) APPROVED $5000

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collics
Established Contributor

Savor One (for Good Credit) APPROVED $5000

Very surprised with the starting limit. Navy has been the only bank to approve me for $5k+ until now.

Last approval was the Walmart Mastercard 6 months ago with just a $500SL, recently increased to $1500. I was expecting about the same!

As indicated in title, this is the "Good Credit" version with what I'm assuming are more lenient approval requirements, no SUB and higher APR. I definitely do not qualify for the "Excellent Credit" version (or if I did, I bet it would have been w a much lower limit) They won't even upgrade my QuickSilver to the non AF version. Cap One is an odd duck

 

Screen Shot 2022-03-14 at 6.38.49 PM.png

 

 

Data Points at time of app:

I still have two charge offs w balances reporting that I'm waiting out until 2023, and lol # of lates not falling off until 2023-2024, and of course my 8yo BK.

EX 631 TU 660 EQ 629

Avg age: 5 yrs ? months

Util 19%

Inq: Ex 5 EQ 8 TU lol

 

 

 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 1 of 24
23 REPLIES 23
TheRedHat
Established Contributor

Re: Savor One (for Good Credit) APPROVED $5000

Congrats on your approval!

Last update: 4/8/2024
Chopping Block:

Goal Cards
Message 2 of 24
collics
Established Contributor

Re: Savor One (for Good Credit) APPROVED $5000


@TheRedHat wrote:

Congrats on your approval!


Thank you!

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 3 of 24
Elpadrino1
Valued Contributor

Re: Savor One (for Good Credit) APPROVED $5000

Congratulations on your approval!!

Message 4 of 24
SUPERSQUID
Valued Contributor

Re: Savor One (for Good Credit) APPROVED $5000

CONGRATS!!!!!

I just got the same card in november but my sl was 3k.

You got an excellent sl.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 5 of 24
cashorcharge
Community Leader
Super Contributor

Re: Savor One (for Good Credit) APPROVED $5000

That's terrific!!  Congratulations on your Cap1 Approval!! 🎉🥂👏

Message 6 of 24
collics
Established Contributor

Re: Savor One (for Good Credit) APPROVED $5000

Thank you! @cashorcharge @SUPERSQUID @Elpadrino1 

 

This was a goal card for me mainly for the entertainment cash back now that things are a *bit* normal again. 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 7 of 24
Anonymalous
Valued Contributor

Re: Savor One (for Good Credit) APPROVED $5000

With that many inquiries and scores in the low to mid 600s, that's a spectacular limit attached to a very nice card. Congrats!

Message 8 of 24
collics
Established Contributor

Re: Savor One (for Good Credit) APPROVED $5000


@Anonymalous wrote:

With that many inquiries and scores in the low to mid 600s, that's a spectacular limit attached to a very nice card. Congrats!


Agreed! I was crossing my finger for at least $1000 haha 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 9 of 24
CreditMagic7
Mega Contributor

Re: Savor One (for Good Credit) APPROVED $5000

That's a nice one from Capital One. Congratulations on your approval!!

Message 10 of 24
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