Hey everyone!
Christmas came early for me!
Applied for Personal loan $15,000, CC $10,000 and Overdraft line of credit $5,000
All 3 approved within the hour and using the same credit pull! Accounts already showing on app except for CC which will take a few days.
Experian FICO - 696
Utilization is about 53% overall (will pay down with loan)
No baddies....I'm in the middle spectrum of a thin and heavy credit profile. Not too little but not too many open accounts haha!
Gosh! I love this credit union! It was difficult to
join but after overcoming a few hiccups, I was able to establish membership. I have been a member for only a month! Thinking about making this credit union my primary banking for now. $30,000 right out the gate during economic uncertainty is a blessing.
But I will note that my first checking account statement generated end of November and I deposited about $11,000 of self-employed income during the month. Underwriting only asked for 3 years of tax returns!
Cheers!
Congrats on the 3'fer! 🤙
Very nice. Congrats on your approvals.
Congrats on the Turkey(bowling term)! Sounds like a great Christmas present indeed...
