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Sears Card CLI

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Anonymous
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Sears Card CLI

So our washer completely died over the weekend, which means breaking out the DW's Sears Card for another no interest purchase about 6 months earlier than I had hoped.

 

It's a one piece, so we need to replace the dryer as well.

 

With about $1200 of a $3600 CL used, I decided to request a CLI so that I can not only get the washer/dryer we want, but also so that the UT on that card doesn't hurt us too much.

 

I just did the online request, and asked for $10K. I got a secured message about an hour later. I didn't get what I asked for (which I figured), but they gave us an increase to $5400.

 

That will put us at just about 60% UT to start off, but it will get back below 50% in a couple of months.

 

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Sears Card CLI

Amazing... Good job and enjoy it.

Message 2 of 8
Anonymous
Not applicable

Re: Sears Card CLI


@Anonymous wrote:

So our washer completely died over the weekend, which means breaking out the DW's Sears Card for another no interest purchase about 6 months earlier than I had hoped.

 

It's a one piece, so we need to replace the dryer as well.

 

With about $1200 of a $3600 CL used, I decided to request a CLI so that I can not only get the washer/dryer we want, but also so that the UT on that card doesn't hurt us too much.

 

I just did the online request, and asked for $10K. I got a secured message about an hour later. I didn't get what I asked for (which I figured), but they gave us an increase to $5400.

 

That will put us at just about 60% UT to start off, but it will get back below 50% in a couple of months.

 


Congrats ! Did they pull you for cli ?

Message 3 of 8
Anonymous
Not applicable

Re: Sears Card CLI


@Jimmy420 wrote:

Congrats ! Did they pull you for cli ?


 Not sure yet. Only have CCT for the DW, so that answer will have to wait until we can get the 3 bureau refresh in about a week.

Message 4 of 8
RonM21
Valued Contributor

Re: Sears Card CLI

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 8
alextercero
Super Contributor

Re: Sears Card CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 8
Anonymous
Not applicable

Re: Sears Card CLI

Got the official notice online of the CLI, and they pulled EQ.

Message 7 of 8
Anonymous
Not applicable

Re: Sears Card CLI

Congrats on the CLI

Message 8 of 8
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