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Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

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CreditCobra
Regular Contributor

Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Back in November I received a pre-approved mail offer for an Active Cash from Wells Fargo. I had no prior relationship with Wells Fargo, but I applied and was approved for $6,000. On the heels of that success, I went through the pre-approval process at NFCU and was pre-approved for every card they had. I applied for the More Rewards (Amex) and was aproved for $14,300. Wow, that's my highest limit to date.

 

I attempted to get the AOD Signature Visa, but that didn't pan out, as I had recently acquired two new cards. I did however successfuly get into the credit union, so I feel that in another year or so, I'll try again if they are still offering the 3% card.

 

Skip ahead to January and I was reading here about the Affinity FCU Visa Signature, and the rotating categories that it offers (as well as the SUB). I couldn't help myself and I applied and was approved for $8,700. Still feeling the pain from the AOD denial, I applied for, and was approved for the USALLIANCE Visa Signature which is offering 3% cash back through the end of this year (unless that gets extended again). Starting line there is $8,800.

 

I really was going to garden for a while after all that, but I did open an account with Abound FCU just to see if I could get in as they offer a 5% Gas (as well as rotating categories) on a Visa Platinum. Again, I couldn't help myself. I applied, and was approved for $2,000. That's the lowest credit line I've got, but it's a start, and plenty to cover my gas bill (but who knows how much gas is going to cost).

 

So, that was a little long winded, but since last November, five new cards, nearly $40k in new credit, and I'm still not carrying a balance anywhere.

Current Cards:

Stats (updated: 11/1/2024):


Message 1 of 9
8 REPLIES 8
M_Smart007
Legendary Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Nice Approvals  ....Congratulations!!!

Message 2 of 9
TheRedHat
Established Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Congrats! Nice approvals!!

Last update: 5/10/2024

Goal Cards
Message 3 of 9
Elpadrino1
Valued Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Congratulations on your approvals!!

Message 4 of 9
MrBEW
Regular Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Congrats on your additions! Now its time to watch them grow



Message 5 of 9
CreditAggie
Community Leader
Super Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (October 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 9
gdale6
Moderator Emeritus

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Pretty good run, grats to them all Smiley Happy

Message 7 of 9
cashorcharge
Community Leader
Super Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

That's terrific!!  Congratulations on your abundance of Approvals!! 🎉🥂👏

Message 8 of 9
greatscott85
Frequent Contributor

Re: Several Approvals (WF, NFCU, Affinity, USALLIANCE, and Abound)

Congratulations! The Affinity card will not disappoint you! 

Message 9 of 9
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