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Shell Gas Card Approval

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Anonymous
Not applicable

Shell Gas Card Approval

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Shell Gas Card Approval

Congrats on kicking the door in with Citi!
Message 2 of 17
uswala
Senior Contributor

Re: Shell Gas Card Approval

Congrats!

Message 3 of 17
ronstar7
Established Contributor

Re: Shell Gas Card Approval


@Anonymous wrote:

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.


You are most welcome!!! and Congratulations!!! Ask for a credit increase as soon as you set up your online account. 

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 4 of 17
Anomalous
Senior Contributor

Re: Shell Gas Card Approval

Congratulations!

Keep both your credit and your body in top shape!

Message 5 of 17
gdale6
Moderator Emeritus

Re: Shell Gas Card Approval


@Anonymous wrote:

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.


Grats Smiley Happy

 

Citi's store cards as the Shell is are issued by Citi Financial and not Citibank proper, I cannot get a Citi proper CC due to BK them 18 yrs ago but I can get all the co branded store cards I want.

Message 6 of 17
Anonymous
Not applicable

Re: Shell Gas Card Approval


@ronstar7 wrote:

@Anonymous wrote:

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.


You are most welcome!!! and Congratulations!!! Ask for a credit increase as soon as you set up your online account. 


@ronstar7  I will if you are sure it won't be a hp. Did your request for CLI ever show up as a hp?

Message 7 of 17
Anonymous
Not applicable

Re: Shell Gas Card Approval


@gdale6 wrote:

@Anonymous wrote:

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.


Grats Smiley Happy

 

Citi's store cards as the Shell is are issued by Citi Financial and not Citibank proper, I cannot get a Citi proper CC due to BK them 18 yrs ago but I can get all the co branded store cards I want.


Wow this I didnt know. It's interesting because the hp says CitiBank and does not indicate CitiFinancial. Also the credit card agreement for the card says CitiBank.

Message 8 of 17
Anonymous
Not applicable

Re: Shell Gas Card Approval

Congratulations!

Message 9 of 17
Anonymous
Not applicable

Re: Shell Gas Card Approval


@Anonymous wrote:

@ronstar7 wrote:

@Anonymous wrote:

I saw this post by ronstar7 http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Shell-Rocks/m-p/3255402#M107859 .  I decided to give it a try and was approved.  CitiBank pulled EX only and my score is 620.  The limit they gave me is $500.  That's good enough to manage gas expenses.  3 cents off per gallon plus FNR rewards makes it worth it. I'm also now in with Citi.  I hope it helps build a relationship in the future with Citi because I still have a couple of baddies left on my CR. Thanks for the heads-up ronstar7.


You are most welcome!!! and Congratulations!!! Ask for a credit increase as soon as you set up your online account. 


@ronstar7  I will if you are sure it won't be a hp. Did your request for CLI ever show up as a hp?


I called and asked for increase. They granted it but I soon was alerted by Equifax . It was a hard pull! So for this card it's a hp on EX for application and a hp on EQ for credit increase. I'm still very happy.

Message 10 of 17
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