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@Creditaddict wrote:Since it's a Citi backed card I would bet 99% that they pulled TU if they pulled credit.
OP I would go back in and ask for CLI to $2k and get the full counter of what they are willing to increase you too... if they pulled credit already for your $100 request, they will use that pull for the 2nd request.
Hey, no they pulled EX only Im in NJ dont know if that matters. Should I still ask for more? I have not receved any alerts for a HP for the credit increase. As far as I know the only pull I got was on EX last week when I applied. I got the card yestereday and set up an online account and then went for the credit increase, they approved it in less than an hour.
Starting Score: 582
@ronstar7 wrote:
@Creditaddict wrote:Since it's a Citi backed card I would bet 99% that they pulled TU if they pulled credit.
OP I would go back in and ask for CLI to $2k and get the full counter of what they are willing to increase you too... if they pulled credit already for your $100 request, they will use that pull for the 2nd request.
Hey, no they pulled EX only Im in NJ dont know if that matters. Should I still ask for more? I have not receved any alerts for a HP for the credit increase. As far as I know the only pull I got was on EX last week when I applied. I got the card yestereday and set up an online account and then went for the credit increase, they approved it in less than an hour.
id ask for more, sounds like they are using the original pull.
@Creditaddict wrote:
@ronstar7 wrote:
@Creditaddict wrote:Since it's a Citi backed card I would bet 99% that they pulled TU if they pulled credit.
OP I would go back in and ask for CLI to $2k and get the full counter of what they are willing to increase you too... if they pulled credit already for your $100 request, they will use that pull for the 2nd request.
Hey, no they pulled EX only Im in NJ dont know if that matters. Should I still ask for more? I have not receved any alerts for a HP for the credit increase. As far as I know the only pull I got was on EX last week when I applied. I got the card yestereday and set up an online account and then went for the credit increase, they approved it in less than an hour.
id ask for more, sounds like they are using the original pull.
I just did, I asked for the 2k lijke you said never asked for that much in my life! Obviously I wont get the whole thing but hopefully I will get something. I should have did it the first time instead of asking for a measley $100
Oh well you live and you learn and then you get luvs lol. Will update when I hear from them.
Thanks again!
Starting Score: 582**Double Posted**
@ronstar7 wrote:I couldnt wait to wake up and tell you guys!! I just received my shell drive for 5 card yesterday, activated it and set up an online account and for the heck of it I ht the luv button they asked how much I wanted I said only $100 because I was scared of getting denied and then got the 7-10 message, Fast forward an hour, they emailed said they have reached a decision... boom request granted!! I know I really dont need a $300 gas card but hey nothing like seeing approved when you ask for more money. Now that I think of it I should have asked for more lol.
Have a great day Fico Fam!!
Edit: At the advice of a fellow Fico'er I asked for more and they gave me an additional $200. To a total of $500. Im good for now, I mean how much gas can I really use anyway filled up last night and it only came to $35 lol!! Might ask again around xmas time since we will be driving from NJ to NC and back. Also dropped my fico ex down 4 points but that was due to both the inquiry and new account so not that bad. Back to the garden I go and this time I can drive cuz I have a gas card!!
Thanks everyone!
The point is, no matter the CC, any rise from a starting limit upwards is definitely welcome!
Congrats! ![]()
with shell it has always been a HP, so be careful. Before, when i didnt know what a HP and a SP were, or that asking for the CLI's would result in them, I was asking every other week, got 8 hard pulls from them. Mine is at 1200, and I use atleast 900-1150 in gas a month. so its PIF'ed every month or sooner
@ronstar7 wrote:I couldnt wait to wake up and tell you guys!! I just received my shell drive for 5 card yesterday, activated it and set up an online account and for the heck of it I ht the luv button they asked how much I wanted I said only $100 because I was scared of getting denied and then got the 7-10 message, Fast forward an hour, they emailed said they have reached a decision... boom request granted!! I know I really dont need a $300 gas card but hey nothing like seeing approved when you ask for more money. Now that I think of it I should have asked for more lol.
Have a great day Fico Fam!!
Edit: At the advice of a fellow Fico'er I asked for more and they gave me an additional $200. To a total of $500. Im good for now, I mean how much gas can I really use anyway filled up last night and it only came to $35 lol!! Might ask again around xmas time since we will be driving from NJ to NC and back. Also dropped my fico ex down 4 points but that was due to both the inquiry and new account so not that bad. Back to the garden I go and this time I can drive cuz I have a gas card!!
Thanks everyone!
Congrats on your approval ![]()
congrats




Grats on your Shell card and successful increase ![]()
no worries people who have this card wish $100 is what they at least got for having the card a couple of years. Congrats!!