Shocked! I was approved for Penfed! - myFICO® Forums - 6330767

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I have been working really hard over the last few years to better my scores and it's paying off.

I applied for the Penfed Platinum Visa and was easily approved for $6500. This is my largest credit line to date, just simply amazing.

Scores at the time are: 690 EX, 639 EQ, 672 TU

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27 REPLIES 27

🍻 Congratulations on your PenFed Platinum Visa approval!

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Congratulations on your PenFed approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (June 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congratulations on your approval!

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CUs are more lienient than banks, grats on your PenFed approval

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Excellent!!

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Congrats on the approval!

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Congratulations on your approval!

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Congrats! That's a great card for gas and a decent card for groceries.

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$41,000 NFCU cashRewards Plus Visa Signature 05/25

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$6,500 PenFed Gold Visa 06/16

$34,600 American Express Blue Cash Preferred 04/24

$18,900 Citi Custom Cash World Elite Mastercard 07/22

$10,400 Citi Custom Cash World Elite Mastercard 11/24

$14,000 Wells Fargo Autograph Visa Signature 10/21

$12,000 Wells Fargo Reflect Visa 01/26

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$12,000 Discover it Cash Back 12/20

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$20,000 Synchrony CareCredit Rewards Mastercard 09/25

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$7,200 TBOM Kay Jewelers 11/17

2014 Corvette Stingray

EQ8 783, TU8 751, EX8 765 as of June 25

AZE10 - 8% Utl - New Cards: 1/6, 2/12, 5/24

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Congrats!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

Dillards | 02/2008 | $4,600

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

Best Buy | 10/2008 | $4,300

Target MC | 03/2009 | $10,500

Kohl's | 08/2009 | $3,000

Lowe's | 09/2009 | $35,000

US Bank LOC | 03/2010 | $500

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $34,000

Chase Freedom Unlimited | 09/2019 | $16,000

Chase Amazon Prime | 04/2020 | $20,000

AMEX Cash Magnet | 04/2021 | $10,000

US Bank Altitude Go | 05/2021 | $25,000

Elan Max Cash Preferred | 05/2021 | $25,000

Citi Custom Cash | 07/2021 | $21,600

FNBO Evergreen Rewards | 07/2021 | $25,000

Discover It | 07/2021 | $23,500

Affinity FCU Cash Rewards | 04/2022 | $32,500

Affinity FCU CLOC | 04/2022 | $10,000

Chase Freedom Flex | 09/2023 | $27,500

US Bank Altitude Connect (PC from Altitude Reserve) | 09/2023 | $15,000

Chase Sapphire Preferred | 05/2024 | $23,000

Citi Custom Cash (PC from Strata Premier) | 10/2024 | $16,000

Bank of America Premium Rewards | 04/2025 | $38,800

Platinum Garden Club Member

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