I don't know how she did it, but she was approved for $5,000 at 23.49% APR. Chase noted an internal risk score of 660 on the cardmember agreement.
Wells Fargo: 108% utilization
BoA Alaska Airlines: 101% utilization
Synchrony Amazon: 39% utilization
Chase Amazon: 0% utilization
2.5 years AAoA
Congrats my internal risk is 662 but they won't approve me for one of their regular cards like the slate or freedom because of the 5/24 rule. I do have their chase amazon at 1.5k. I sure could use a balance transfer card.
AARP. 0% BT and 0% APR for the first 12 months. NO AF.. not under 5/24 either
3% on gas and dining as well $100 bonus after $500 spend - how can you go wrong?