Shopping cart approval....I think

simi_go · ‎09-27-2014

So just decided to try the shopping cart trick with JCrew. Got the screenshots below. I'm pretty sure it was a soft pull but can anyone confirm for me?

Of course as soon as I was approved I logged signed up online and hit the increase button went from $750 to $950 then 7-10 days.

My wallet: Newest to oldest.

b_diddy · ‎09-27-2014

Excellent. Congrats!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)

coldnmn · ‎09-27-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

sreneesa · ‎09-27-2014

To my knowledge it is a soft pull.

CreditCuriosity · ‎09-27-2014

Soft Pull for sure. Just will impact your AAOA

Anonymous · ‎09-27-2014

JCrew soft pulled my report. So did a couple others. I have yet to come accross a shopping cart trick that hard pulls.

toi34 · ‎09-27-2014

Nice! It looks like they changed the interface a bit cuz when my friend got the pop-up it didn't show him how much he could save and the highlighted message said considerably more and it stretched all the way accross the screen.

Congrats to you and the nice starting limit!

I_need_720 · ‎09-27-2014

Congratulations!!

br>Current Scores: EQ: 629 EX: 654 TU: 682 on 12/30/2014 from myFico
Starting Scores: EQ: 640 EX: 672 TU: 663 on 08/26/2014 from myFico
Goal Scores: 750+

In the Garden till October 2015 - Last App November 13, 2014

MissMoni223 · ‎09-28-2014

CONGRATS!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

someg33k · ‎09-28-2014

Congrats.

Use the card right and it will grow nicely in short order.

I got the JCrew card Dec 2013 with a crazy low limit of $300.00! My limit is now over $4k in under a year. Soft pull for the card and all SPs for CLIs.