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Shove it, WF!!!

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titancylinder
Frequent Contributor

Re: Shove it, WF!!!


@Seat6f wrote:

Yesterday, I pulled the trigger at BOA and got a CC with $18K SL! I also have two NFCU cards, $28 and $25CL. Shove it, WF after taking a HP for $1K....lol. A CLI was denied after I did a phone recon, branch recon and corporate recon with the same answer of not enough history with the Autograph card (after 6 statements posting). NO lates, clean CR. The rep at BOA said they reduced her CL from $6.5K to $300 after two months of non-use. WF, don't you have nough money from all your scandals?


I agree with you, Wells Fargo can shove it. I applied for the Signify Business card when it first came out and they sent me a denial letter...."household income too low." LOL. Household income high six figures. 

It doesn't matter, Wells Fargo will never earn my business. At this point, they couldn't pay me to carry any of their credit products. Honestly I just wanted the sub anyways. I use my AA cards for everything since I am trying to maximize miles. 


Anyways congrats on your new BOA and NFCU cards Smiley Happy 

Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
Message 11 of 16
CreditAggie
Community Leader
Super Contributor

Re: Shove it, WF!!!

Congratulations on your BofA approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 12 of 16
unsungivy
Valued Contributor

Re: Shove it, WF!!!

Congrats on your approval!

AU - Sock - Chopping Block -
Biz - Debit Cards -
On my
Message 13 of 16
FicoMike0
Senior Contributor

Re: Shove it, WF!!!

Congratulations!

As far as wf, they did pay me. $325 for a checking, then $200 for active cash. I'll probably close the checking. So far, they are my highest initial cl, $8500. At six months I asked for a cl I to $20000. Sp, got $10700, (+25%). I plan to cl I again at 12 months, probably get +25% again.

I can't complain, I like that they give you a fico9 and your dti in app.

Message 14 of 16
Seat6f
Established Member

Re: Shove it, WF!!!


@FicoMike0 wrote:

Congratulations!

As far as wf, they did pay me. $325 for a checking, then $200 for active cash. I'll probably close the checking. So far, they are my highest initial cl, $8500. At six months I asked for a cl I to $20000. Sp, got $10700, (+25%). I plan to cl I again at 12 months, probably get +25% again.

I can't complain, I like that they give you a fico9 and your dti in app.


I'm happy WF has worked well for you, albeit not quite what you asked for. I don't understand what profile they want but it hasn't been beneficial to me...lol. Maybe in the future they will send me some love.

Message 15 of 16
Relatxbles
Frequent Contributor

Re: Shove it, WF!!!

Congrats on the approval!!



Message 16 of 16
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